Monmouth County and Spring Lake Heights Borough property record for 569 Central Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 1936 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,816 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00022-0000-00074 |
| Primary APN | 48-00022-0000-00074 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 144 sqft |
| Sewer | Connected |
|---|
| Account Number | 02860 |
|---|---|
| Street Address | 569 CENTRAL AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | SPRING LAKE HEIGHTS |
| Legal Block | 22 |
| Legal Lot Number | 74 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 808901 |
569 Central Ave is owned and occupied by an individual who acquired it in August 2010.
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 569 CENTRAL AVE, SPRING LAKE, NJ 07762-1816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Nov 15, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2006 |
| Deed Sale | Oct 24, 2006 |
| Deed Book / Page | 8603 / 2372 |
| Last Transfer Date | Aug 4, 2010 |
| Transfer Doc | 0088463703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 569 CENTRAL AVE, SPRING LAKE, NJ 07762-1816 |
| Document Number | 0000008898 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 569 CENTRAL AVE SPRING LAKE NJ 077621816, SPRING LAKE, NJ 07762-1816 |
| Document Number | 0000008898 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 009332/009320 |
| Instrument | 8898 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 569 CENTRAL AVE, SPRING LAKE, NJ 07762-1816 |
| Document Number | 0000121472 |
| Book / Page | 009263 / 004429 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 569 CENTRAL AVE SPRING LAKE NJ 077621816, SPRING LAKE, NJ 07762-1816 |
| Document Number | 0000121472 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 009263/004429 |
| Instrument | 121472 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 13, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 569 Central Ave was $8,816 with a widower's exemption, up 2.3% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $988,500 (+14.82%) Land $840,000 Building $148,500 | $988,500 (+14.82%) Land $840,000 Building $148,500 | |
| 2025 | $8,816.00 (+2.3%) Widower's exemption | $860,900 Land $720,000 Building $140,900 | $860,900 Land $720,000 Building $140,900 |
| 2024 | $8,618.00 | ||
| 2023 | $760,100 Land $625,000 Building $135,100 | $760,100 Land $625,000 Building $135,100 | |
| 2022 | $6,934.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 569 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 569 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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