569 Cedar Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 569 Cedar Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 877 sqft · built 1974
Lot Size	0.093 acres (4,051 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (May 2026)
Tax Bill	$6,956 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-411-18`

Property Details

APN / Parcel Number

Primary APN	`017-411-18`
Alternative APN	`017-411-18-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	877 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,051 sqft (0.093 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	569 CEDAR DR
City	WATSONVILLE
State	CA
Zip	95076-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 653
Legal Subdivision	TRACT 653 PAJ VILLAGE
Legal Tract	653
Legal Lot Number	288
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2009
Census Tract	110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	569 CEDAR DR, WATSONVILLE, CA 95076-3535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Grant Deed, Transfer STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA
Aug 1, 2022	Grant Deed, Transfer · Conventional Mortgage INLAND BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	202611765
Prior Transfer Date	Aug 9, 2006
Prior Transfer Doc	0000047682
Record Updated	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 26, 2026
Property Address	569 CEDAR DR, WATSONVILLE, CA 95076-3535
Document Number	0000011765
Instrument Date	May 14, 2026
Instrument	202611765
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Tax	$58,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 CEDAR DR, WATSONVILLE, CA 95076-3535

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2022
Property Address	569 CEDAR DR, WATSONVILLE, CA 95076-3535
Document Number	0000022098
Map Reference	VOL 58 PG 39
Instrument Date	Jul 29, 2022
Instrument	2022-0022098
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 CEDAR DR, WATSONVILLE, CA 95076-3535

Mortgage

Document Number	0000022099
Date	Aug 1, 2022
Instrument	2022-0022099

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,134 (+2%) Land $389,994 Building $167,140
2025	$6,956.00 (+13.27%) Homeowner's exemption	$546,210 (+4.04%) Land $382,347 Building $163,863
2023	$6,141.00 (+114.35%) Homeowner's exemption	$525,000 Land $367,500 Building $157,500	$459,900
2022	$2,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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