569 48th St, Oakland, CA 94609 Property Records

Alameda County property record for 569 48th St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1886
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Jan 2021)
Tax Bill	$13,977 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-1161-25`

Property Details

APN / Parcel Number

Primary APN	`13-1161-25`
Alternative APN	`013-1161-025-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,500 sqft (0.057 acres)

Location & Zoning

Street Address	569 48TH ST
City	OAKLAND
State	CA
Zip	94609-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00025 BLK: AR: 0013 PAGE: 1161
Legal Subdivision	ALDEN
Legal Block	2118
Legal Lot Number	14
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	4
Census Block	4010
Census Tract	401100

Owner

569 48th St is owned and occupied by two individuals who bought it in January 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	569 48TH ST, OAKLAND, CA 94609-2042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Aug 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Oct 11, 2013 · Amount on File
Deed Document Number	202110119
Prior Transfer Date	Jul 29, 2020
Prior Transfer Doc	0000188499
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 8, 2021
Property Address	569 48TH ST, OAKLAND, CA 94609-2042
Document Number	0000010119
Map Reference	MB 17 PG 48
Instrument Date	Dec 31, 2020
Instrument	2021010119
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,087.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	569 48TH ST, OAKLAND, CA 94609-2042

Mortgage

Document Number	0000010120
Date	Jan 8, 2021
Instrument	2021010120

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 5, 2020
Property Address	569 48TH ST, OAKLAND, CA 94609-2042
Document Number	0000188499
Map Reference	MB 17 PG 48
Instrument Date	Jul 29, 2020
Instrument	2020188499
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 48TH ST, OAKLAND, CA 94609-2042

Mortgage

Document Number	0000188500
Date	Aug 5, 2020
Instrument	2020188500

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 569 48th St was $13,977 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$885,000 (-6.56%) Land $267,600 Building $624,400
2025	$13,977.00 Homeowner's exemption	$947,117 Land $284,135 Building $662,982
2023	$14,202.00 Homeowner's exemption	$910,350 Land $273,105 Building $637,245	$972,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 569 48th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 569 48th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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