5689 Bear Point Ave, Orange Beach, AL 36561 Property Records

Baldwin County property record for 5689 Bear Point Ave, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,428 sqft · built 2017
Lot Size	0.286 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (Aug 2016)
Tax Bill	$2,742 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`62-07-37-0-002-102`

Property Details

APN / Parcel Number

Primary APN	`62-07-37-0-002-102`
Alternative APNs	`332127` `45263`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,428 sqft Heated Area
1st Floor Area	1,428 sqft
Upper Floors Area	1,000 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	264 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	332127
Street Address	5689 BEAR POINT AVE
City	ORANGE BEACH
State	AL
Zip	36561-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100' X 100.4' IRR LOT 724A ERNY-SMITH SUBDIVISION A RESURVEY OF LOTS 722, 723 BEARPOINT ESTATES AND LOT 1 OF SMITH SUBDIVISIO
Legal Subdivision	ERNY-SMITH RESURVEY OF BEAR POINT EST
Legal Lot Number	724A-1
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2006
Census Tract	11414

Owner

5689 Bear Point Ave is owned and occupied by an individual who bought it in August 2016.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5689 BEAR POINT AVE, ORANGE BEACH, AL 36561-4228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BAY MORTGAGE CORP
Mar 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage TRUSTMARK NATIONAL BANK
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2016 · Amount on File
Deed Sale	Aug 25, 2016 · Amount on File
Deed Document Number	20161589507
Prior Transfer Date	Jul 21, 2016
Prior Transfer Doc	0001589506
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	5689 BEAR POINT AVE, ORANGE BEACH, AL 36561-4228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001649112
Date	Aug 8, 2017
Instrument	1649112

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company
Address	FAIRHOPE, AL 36532

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	5689 BEAR POINT AVE, ORANGE BEACH, AL 36561-4228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001749424
Date	Mar 22, 2019
Instrument	1749424

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	MOBILE, AL 36606

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 6, 2029

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	5689 BEAR POINT AVE, ORANGE BEACH, AL 36561-4228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001874330
Date	Dec 2, 2020
Instrument	1874330

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5689 Bear Point Ave was $2,742 with exemptions applied, up 7.1% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,742.00 (+7.07%) Homeowner's exemption Senior Citizen's exemption
2025	$2,561.00	$101,820 Land $36,680 Building $65,140	$1,097,400 Land $395,300 Building $702,100
2023	$2,377.00 (+21.52%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$94,620 (+21.15%)	$946,100 (+21.16%) Land $297,400 Building $648,700
2022	$1,956.00 (+14.92%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$78,100	$780,900 Land $232,900 Building $548,000
2021	$1,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5689 Bear Point Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 285 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	305 units insured incl. 20 condo units
Nearby Flood Claims	131 (2004–2020)
Claims Outside the SFHA	10 of 131
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 101 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Ivan, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5689 Bear Point Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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