5688 Lake St, Florence, OR 97439 Property Records

Lane County property record for 5688 Lake St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,025 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$6,733 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-12-25-22-01802-000`

Property Details

APN / Parcel Number

Primary APN	`19-12-25-22-01802-000`
Alternative APN	`1402773`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,025 sqft Finished Area
1st Floor Area	1,361 sqft
2nd Floor Area	1,328 sqft
Attic Area	336 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	1,680 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1402773
Street Address	5688 LAKE ST
City	FLORENCE
State	OR
Zip	97439-8391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1-RURAL RES. (1 AC MIN)
Legal Description	SEC/TWN/RNG/MER:SEC 25 TWN 19 RNG 12
Legal Range	12W
Legal Township	19S
Legal Section	25
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	CHICAGO ADD/FLORENCE
Legal Lot Number	1802
Jurisdiction	LANE OR
Township / Civil Division	DUNES CITY
Census Block Group	1
Census Block	1063
Census Tract	702

Owner

5688 Lake St is owned by an individual who acquired it in March 2013.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 204, WESTLAKE, OR 97493-0204
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Quit Claim Deed, Transfer · Line of Credit OREGON PAC BK
Apr 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2013
Deed Sale	Mar 11, 2013
Prior Sale	Apr 28, 2006
Deed Document Number	2013-056233
Prior Transfer Date	May 1, 2006
Prior Transfer Doc	2006-029826
Record Updated	Jun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Jan 19, 2021
Property Address	5688 LAKE ST, FLORENCE, OR 97439-8391
Document Number	0000003799
Instrument Date	Nov 10, 2020
Instrument	3799
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	CASCADE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	89890 DEMMING RD ELMIRA OR 974379618, ELMIRA, OR 97437-9618

Mortgage

Document Number	3800
Date	Jan 19, 2021
Instrument	3800

Lender

Name	OREGON PAC BK
Type	Bank
Address	DUNES CITY, OR 97439

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 18, 2026

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5688 LAKE ST, FLORENCE, OR 97439-8391
Document Number	0000012966
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5688 LAKE ST FLORENCE OR 974398391, FLORENCE, OR 97439-8391

Mortgage

Document Number	0000012966
Date	Apr 8, 2019
Instrument	12966

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5688 Lake St was $6,733.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,733.00	$617,179	$1,088,443 Land $196,983 Building $891,460
2023	$6,353.00 (+4.51%)	$581,751 (+3%)	$952,097 (+18.69%) Land $158,521 Building $793,576
2022	$6,079.00	$564,807	$802,171 Land $146,722 Building $655,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5688 Lake St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Nov 1996 · Flooding, Land, Mud Slides, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5688 Lake St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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