5686 SE Matousek St, Stuart, FL 34997 Property Records

Martin County property record for 5686 SE Matousek St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,587 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Aug 2024)
Tax Bill	$6,134 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-38-41-010-000-0003.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-010-000-0003.0-3-0000`
Alternative APNs	`49-38-41-010-000-00030-3` `39679`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,587 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,587 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	303 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	375 sqft
Porch	Slab
Porch Area	398 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5686 SE MATOUSEK ST
City	STUART
State	FL
Zip	34997-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	THE NORTH HALF OF LOT 3 REVISED PLAT OF ROCKY POINT HIGHLANDS ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 3 PAGE 139 PUBLIC RECORDS OF MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	ROCKY POINT HIGHLANDS
Legal Block	1
Legal Lot Number	3
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 TIMBERLINE DR, JUPITER, FL 33458-5541
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on Record
Deed Sale	Aug 1, 2024 · Amount on Record
Prior Sale	Jun 6, 2023 · Amount on Record
Deed Document Number	20243084701
Deed Book / Page	3451 / 185
Prior Transfer Date	Mar 4, 2013
Prior Transfer Doc	0026371332
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 6, 2023
Property Address	5686 SE MATOUSEK ST, STUART, FL 34997-3420
Document Number	0033781494
Book / Page	3378 / 1494
Map Reference	MB 3 PG 139
Instrument Date	May 26, 2023
Instrument	3019582
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4405 SE HEARTWOOD TRL, STUART, FL 34997-2270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 SW OVERLOOK DR, STUART, FL 34994-2806

Mortgage

Document Number	0033781496
Date	Jun 6, 2023
Instrument	3378/1496

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 29, 2021
Property Address	5686 SE MATOUSEK ST, STUART, FL 34997-3420
Document Number	0032680965
Book / Page	3268 / 965
Map Reference	MB 3 PG 139
Instrument Date	Oct 29, 2021
Instrument	2923418
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 SAINT PETER ST STE 434, 408, SAINT PAUL, MN 55102-1119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5686 SE MATOUSEK ST, STUART, FL 34997-3420

Mortgage

Document Number	0032680953
Date	Oct 29, 2021
Book Page	3268/953
Instrument	2923416

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,134.00 (-11.27%)	$401,999 (-5.62%)	$506,180 (+16.24%) Land $220,000 Building $286,180
2024	$6,913.00 (-8.79%)
2023	$7,579.00 (+10.67%)	$425,942 (+1%)	$435,450 (+12.46%) Land $205,000 Building $230,450
2022	$6,848.00	$387,220 Land $210,000 Building $177,220	$387,220 Land $210,000 Building $177,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Blue Stream, Hotwire Communications.

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