5686 Sago Ct, Naples, FL 34119 Property Records

Collier County property record for 5686 Sago Ct, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,890 sqft · built 2007
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Nov 2015)
Tax Bill	$8,545 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395300 B 414B08`

Property Details

APN / Parcel Number

Primary APN	`395300 B 414B08`
Alternative APN	`49084002182`

Interior

Stories	1 Story
Building Area	2,890 sqft Living Area
1st Floor Area	2,890 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Masonry / Concrete Block
Lot Area	12,197 sqft (0.28 acres)
Pool Area	392 sqft
Deck Area	1,320 sqft

Location & Zoning

Street Address	5686 SAGO CT
City	NAPLES
State	FL
Zip	34119-4697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HAMMOCK ISLES BLK B LOT 41
Legal Range	26
Legal Township	49
Legal Section	8
Legal Subdivision	HAMMOCK ISLES
Legal Tract	395300
Legal Block	B
Legal Lot Number	41
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3017
Census Tract	10416

Owner

5686 Sago Ct is owned and occupied by two individuals who bought it in November 2015.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5686 SAGO CT, NAPLES, FL 34119-4697
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Oct 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Mar 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2015 · Amount on File
Deed Sale	Nov 19, 2015 · Amount on File
Prior Sale	Oct 30, 2013 · Amount on File
Deed Document Number	20155197288
Deed Book / Page	5215 / 3424
Prior Transfer Date	Nov 12, 2015
Prior Transfer Doc	0052153424
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5686 SAGO CT, NAPLES, FL 34119-4697
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056773193
Date	Sep 26, 2019
Book Page	5677/3193
Instrument	5770458

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5686 SAGO CT, NAPLES, FL 34119-4697
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056882726
Date	Oct 28, 2019
Book Page	5688/2726
Instrument	5782562

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5686 SAGO CT, NAPLES, FL 34119-4697
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060991033
Date	Mar 19, 2022
Book Page	6099/1033
Instrument	6221511

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5686 Sago Ct was $8,545 with a homeowner's exemption, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$935,278 (+2.7%)	$1,453,037 (-17.89%) Land $677,249 Building $775,788
2025	$8,545.00 (+2.29%) Homeowner's exemption	$910,689	$1,769,540 Land $1,103,244 Building $666,296
2024	$8,354.00 (+0.7%)
2023	$8,296.00 (-2.94%) Homeowner's exemption	$859,246 (+3%)	$1,964,901 (+55.13%) Land $1,028,321 Building $936,580
2022	$8,547.00 Homeowner's exemption	$834,219	$1,266,634 Land $270,426 Building $996,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5686 Sago Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 185 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	5 (2001–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5686 Sago Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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