5686 Riviera Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 5686 Riviera Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,254 sqft · built 2023
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jul 2023)
Tax Bill	$1,824 (2024)
Deeds & Mortgages	May 2022 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-2N-28-5840-00A00-0140`

Property Details

APN / Parcel Number

Primary APN	`36-2N-28-5840-00A00-0140`
Alternative APN	`N28236584000A000140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,254 sqft Living Area
Gross Area	1,641 sqft
1st Floor Area	1,254 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,460 sqft (0.309 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	273 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5686 RIVIERA DR
City	MILTON
State	FL
Zip	32583-8610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODLAND LAKE HEIGHTS LOT 14 B LK A AS DES IN OR 4418 PG 99
Legal Range	28W
Legal Township	2N
Legal Section	36
Legal Subdivision	WOODLAND LAKE HGHTS
Legal Block	A
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2003
Census Tract	10809

Owner

5686 Riviera Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5686 RIVIERA DR, MILTON, FL 32583-8610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK
Jul 25, 2023	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Mar 11, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 11, 2020	Warranty Deed, Transfer WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	Dec 11, 2020 · Amount on File
Deed Document Number	202333213
Deed Book / Page	4418 / 99
Prior Transfer Date	Mar 10, 2022
Prior Transfer Doc	0042570423
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5686 RIVIERA DR, MILTON, FL 32583-8610
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3317 TILLER CT, PENSACOLA, FL 32507-7988
Investor	Possibly a Property Investor

Mortgage

Document Number	0042830795
Date	May 12, 2022
Book Page	4283/795
Instrument	202229104

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	PENSACOLA, FL 32503

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 25, 2023
Property Address	5686 RIVIERA DR, MILTON, FL 32583-8610
Document Number	0044180099
Book / Page	4418 / 99
Map Reference	MB B PG 107A
Instrument Date	Jul 21, 2023
Instrument	202333213
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3317 TILLER CT, PENSACOLA, FL 32507-7988

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5086 RIVIERA DRIVE, MILTON, FL 32583

Mortgage

Document Number	0004418101
Date	Jul 25, 2023
Instrument	4418/101

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 11, 2022
Property Address	5686 RIVIERA DR, MILTON, FL 32583-8610
Document Number	0042570423
Book / Page	4257 / 423
Map Reference	OR 4041 PG 1064
Instrument Date	Mar 10, 2022
Instrument	202214712
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 N CROW RD, PENSACOLA, FL 32506-4344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3317 TILLER CT, PENSACOLA, FL 32507-7988
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 11, 2020
Property Address	RIVIERA DR, MILTON, FL 32583
Document Number	0040411064
Book / Page	004041 / 001064
Instrument Date	Dec 10, 2020
Instrument	66939
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Transaction

Amount	Amount on Record
Tax	$126.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 BRIGHTVIEW PL CANTONMENT FL 325335729, CANTONMENT, FL 32533-5729

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,383 (+2.9%)	$196,296 (+3.91%) Land $28,000 Building $168,296
2024	$1,824.00 (+501.98%) Homeowner's exemption	$188,905 (+655.62%) Land $25,000 Building $163,905	$188,905 (+655.62%) Land $25,000 Building $163,905
2023	$303.00 (+60.32%)	$25,000 (+66.67%) Land $25,000	$25,000 (+66.67%) Land $25,000
2022	$189.00	$15,000	$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5686 Riviera Dr in Zone X, an area of minimal flood risk, though there have been 236 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5686 Riviera Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

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