5686 Raters Dr, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 5686 Raters Dr, Santa Rosa, CA 95409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,486 sqft · built 1998
Lot Size	0.119 acres (5,169 sqft)
Owner	2 Company Names on Record
Last Sale	$665,000 (Mar 2019)
Tax Bill	$8,720 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2024 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`153-390-065-000`

Property Details

APN / Parcel Number

Primary APN	`153-390-065-000`
Alternative APN	`153-390-065`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
Gross Area	1,949 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	5,169 sqft (0.119 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	153-390-065
Street Address	5686 RATERS DR
City	SANTA ROSA
State	CA
Zip	95409-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98 FM 153-080-008 ST FRANCIS PLACE PHASE II LOT 16
Legal Subdivision	ST FRANCIS PLACE PHASE II
Legal Block	3
Legal Lot Number	16
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3003
Census Tract	152601

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 29, 2024	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 30, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PINNACLE FUNDING CORP
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Apr 2, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 29, 2019	Grant Deed, Transfer · Conventional Mortgage PINNACLE FUNDING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Feb 18, 2005 · Amount on Record
Deed Document Number	201921453
Prior Transfer Date	Sep 21, 2004
Prior Transfer Doc	0000148982
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Mar 29, 2024
Property Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314
Document Number	0000013340
Map Reference	MB 570 PG 15-17
Instrument Date	Mar 15, 2024
Instrument	2024013340
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314

Mortgage

Document Number	0000013341
Date	Mar 29, 2024
Instrument	2024013341

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Mar 29, 2024
Property Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314
Document Number	0000013364
Map Reference	MB 570 PG 15-17
Instrument Date	Mar 15, 2024
Instrument	2024013364
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314

Mortgage

Document Number	0000014165
Date	Feb 28, 2022
Instrument	2022014165

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 30, 2020
Property Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314
Document Number	0000023977
Instrument Date	Mar 24, 2020
Instrument	23977
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5686 RATERS DR SANTA ROSA CA 954094314, SANTA ROSA, CA 95409-4314

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Mar 30, 2020
Property Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314
Document Number	0000023975
Instrument Date	Mar 24, 2020
Instrument	2020023975
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314

Mortgage

Document Number	0000023976
Date	Mar 30, 2020
Instrument	2020023976

Lender

Name	PINNACLE FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314
Document Number	0000043004
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	330 PARK PLACE DR PETALUMA CA 949546634, PETALUMA, CA 94954-6634

Mortgage

Document Number	0000043004
Date	Jun 26, 2019
Instrument	43004

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 2, 2019
Property Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314
Document Number	0000021684
Instrument Date	Mar 29, 2019
Instrument	21684
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5686 RATERS DR SANTA ROSA CA 954094314, SANTA ROSA, CA 95409-4314

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 29, 2019
Property Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314
Document Number	0000021453
Map Reference	MB 570 PG 15-17
Instrument Date	Mar 25, 2019
Instrument	2019021453
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5686 RATERS DR, SANTA ROSA, CA 95409-4314

Mortgage

Document Number	0000021454
Date	Mar 29, 2019
Instrument	2019021454

Lender

Name	PINNACLE FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Rincon Valley Union Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$756,652 (+2%) Land $301,523 Building $455,129
2025	$8,720.00 (+5.45%)	$741,816 (+4.04%) Land $295,611 Building $446,205
2023	$8,269.00 (+4.26%)	$713,012 Land $284,133 Building $428,879
2022	$7,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile.

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