5686 Lake Vista Dr, Bonsall, CA 92003 Property Records

San Diego County property record for 5686 Lake Vista Dr, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,870 sqft · built 2005
Lot Size2.53 acres (110,642 sqft)
OwnerIndividual Name on Record
Last Sale$1,075,000 (Feb 2020)
Tax Bill$12,359 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Feb 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN126-441-01-00

Property Details

APN / Parcel Number

Primary APN126-441-01-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,870 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area110,642 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5686 LAKE VISTA DR
CityBONSALL
StateCA
Zip92003-5309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 1 TR 011740
Legal SubdivisionCOUNTY/SAN DIEGO 4480
Legal Tract011740
Legal Block4
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group4
Census Block4001
Census Tract18803

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5686 LAKE VISTA DR, BONSALL, CA 92003-5309
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 24, 2020Quit Claim Deed, Transfer
TICOR TITLE-SAN DIEGO
Feb 24, 2020Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 5, 2017Grant Deed, Transfer
TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2020 · Amount on Record
Deed SaleFeb 24, 2020 · Amount on Record
Prior SaleOct 5, 2017 · Amount on Record
Deed Document Number202092720
Prior Transfer DateJan 31, 2020
Prior Transfer Doc0000092719
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5686 LAKE VISTA DR, BONSALL, CA 92003-5309
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000127988
DateApr 2, 2018
Instrument2018-0127988
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 24, 2020
Property Address5686 LAKE VISTA DR, BONSALL, CA 92003-5309
Document Number0000092719
Instrument DateJan 31, 2020
Instrument92719
Transaction TypeTransfer
Record UpdatedMar 5, 2020
Title CompanyTICOR TITLE-SAN DIEGO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5686 LAKE VISTA DR BONSALL CA 920035309, BONSALL, CA 92003-5309

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 24, 2020
Property Address5686 LAKE VISTA DR, BONSALL, CA 92003-5309
Document Number0000092720
Map ReferenceMAP 11740
Instrument DateDec 27, 2019
Instrument2020-0092720
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5686 LAKE VISTA DR, BONSALL, CA 92003-5309

Mortgage

Document Number0000092721
DateFeb 24, 2020
Instrument2020-0092721
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 5, 2017
Property Address5686 LAKE VISTA DR, BONSALL, CA 92003-5309
Document Number0000459241
Instrument DateSep 7, 2017
Instrument459241
Transaction TypeTransfer
Record UpdatedOct 10, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount Recorded
Tax$1,318.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5686 LAKE VISTA DR BONSALL CA 920035309, BONSALL, CA 92003-5309

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,199,177 (+2%) Land $557,756 Building $641,421
2025$12,359.00 (+4.1%)$1,175,665 (+4.04%) Land $546,820 Building $628,845
2023$11,872.00 (+1.72%)$1,130,015 Land $525,588 Building $604,427
2022$11,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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