5686 Co Rd 8 SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 5686 Co Rd 8 SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 866 sqft · built 1981
Lot Size5.3 acres (230,868 sqft)
OwnerIndividual Name on Record
Last Sale$219,900 (Jul 2019)
Tax Bill$2,578 (2025)
Deeds & MortgagesSep 2026 Mortgage
Sep 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN25-029-3300

Property Details

APN / Parcel Number

Primary APN25-029-3300
Alternative APNs
  • 25-00029-3300
  • 16986

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area866 sqft Living Area
1st Floor Area866 sqft
Basement Area794 sqft
Finished Basement794 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleSplit Foyer
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area230,868 sqft (5.3 acres)
Garage TypeDetached
Garage Area528 sqft
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck Area374 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number16986
Street Address5686 COUNTY ROAD 8 SE
CitySAINT CLOUD
StateMN
Zip56304-9571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionSW 1-4 LYING W OF CSAH NO 8
Legal Range30W
Legal Township35N
Legal Section29
JurisdictionSHERBURNE MN
Township / Civil DivisionHAVEN
Census Block Group1
Census Block1014
Census Tract30302

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5686 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICE LINK LP, SERVICE LINK
Sep 12, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 4, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 20, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 26, 2019Warranty Deed, Transfer · FHA Mortgage
WATERSTONE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2019 · Amount on Record
Deed SaleJul 26, 2019 · Amount on Record
Prior SaleJul 7, 2016 · Amount on Record
Deed Document Number2019875642
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Recording DateSep 2, 2026
Property Address5686 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9571
Document Number0001002639
Instrument DateJul 7, 2026
Instrument20261002639
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanySERVICE LINK LP, SERVICE LINK

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address5686 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9571

Mortgage

Document Number0001002639,
DateSep 2, 2026
Instrument20261002639
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term275 Months
DueAug 1, 2049
Interest
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address5686 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9571
Transaction TypeMortgage
Record UpdatedOct 7, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5686 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9571

Mortgage

Document Number0000987890
DateSep 12, 2025
Instrument987890
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term287 Months
DueAug 1, 2049

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address5686 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9571
Transaction TypeMortgage
Record UpdatedOct 11, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5686 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9571

Mortgage

Document Number0000962363
DateOct 4, 2023
Instrument962363
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term310 Months
DueAug 1, 2049

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address5686 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9571
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5686 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9571

Mortgage

Document Number0000945738
DateJul 20, 2022
Instrument945738
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueAug 1, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateJul 26, 2019
Property Address5686 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9571
Document Number0000875642
Instrument DateJul 12, 2019
Instrument875642
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$725.67
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5686 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9571

Mortgage

Document Number0000875643
DateJul 26, 2019
Instrument875643
Lender
NameWATERSTONE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionHaven Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,000 (+1.05%) Land $134,700 Building $193,300$328,000 (+1.05%) Land $134,700 Building $193,300
2025$2,578.00 (+14.68%)$324,600 (+7.7%) Land $131,300 Building $193,300$324,600 (+7.7%) Land $131,300 Building $193,300
2023$2,248.00$301,400 Land $114,400 Building $187,000
2021$301,400 Land $114,400 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

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