St. Louis County property record for 5686 Birchway Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,092 sqft · built 1970 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,936 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Mar 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-0030-00730 |
| Primary APN | 280-0030-00730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Gross Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 760 sqft |
| Finished Basement | 760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Area | 1,092 sqft |
| Deck Area | 214 sqft |
| Storage Building | 28 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 965749 |
|---|---|
| Street Address | 5686 BIRCHWAY RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-9766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | E 264 FT OF W 528 FT OF S1/2 OF S1/2 OFS1/2 OF NW1/4 OF SW1/4 SERIAL # |
| Legal Range | 15W |
| Legal Township | 51N |
| Legal Section | 32 |
| Legal Subdivision | CANOSIA TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CANOSIA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10301 |
5686 Birchway Rd is owned and occupied by an individual who acquired it in August 2013.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5686 BIRCHWAY RD, DULUTH, MN 55811-9766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Mar 4, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Aug 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SERVION INC |
| May 31, 2018 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Jul 21, 2017 | Affidavit of Death, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 26, 2013 |
| Transfer Doc | 0000935318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5686 BIRCHWAY RD, DULUTH, MN 55811-9766 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001038555 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 1038555 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5686 BIRCHWAY RD, DULUTH, MN 55811-9766 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001037361 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 1037361 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 3, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5686 BIRCHWAY RD, DULUTH, MN 55811-9766 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001060361 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 1060361 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5686 BIRCHWAY RD, DULUTH, MN 55811-9766 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001058785 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 1058785 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | 55911 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 12, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5686 BIRCHWAY RD, DULUTH, MN 55811-9766 |
| Document Number | 00T1013132 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5686 BIRCHWAY RD DULUTH MN 558119766, DULUTH, MN 55811-9766 |
| Document Number | 00T1013132 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | T1013132 |
| Name | SERVION INC |
|---|---|
| Address | NEW BRIGHTON, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5686 BIRCHWAY RD, DULUTH, MN 55811-9766 |
| Document Number | 000T999108 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5686 BIRCHWAY RD DULUTH MN 558119766, DULUTH, MN 55811-9766 |
| Document Number | 000T999108 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | T999108 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 13, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 21, 2017 |
| Property Address | 5686 BIRCHWAY RD, DULUTH, MN 55811-9766 |
| Document Number | 000T987519 |
| Instrument Date | Jun 7, 2017 |
| Instrument | T987519 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5686 BIRCHWAY RD DULUTH MN 558119766, DULUTH, MN 55811-9766 |
| Document Number | T987520 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | T987520 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 20, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 5686 Birchway Rd was $2,936 with a homeowner's exemption, up 6.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Canosia Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,936.00 (+6.3%) Homeowner's exemption | ||
| 2025 | $2,762.00 (-6.56%) Homeowner's exemption | $308,300 (+3.14%) Land $47,300 Building $261,000 | $308,300 (+3.14%) Land $47,300 Building $261,000 |
| 2024 | $2,956.00 | $298,900 Land $46,100 Building $252,800 | $298,900 Land $46,100 Building $252,800 |
| 2022 | $256,600 Land $40,800 Building $215,800 | $256,600 Land $40,800 Building $215,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5686 Birchway Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5686 Birchway Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream.
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