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5686 Barletta Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5686 Barletta Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,035 sqft · built 2018
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$649,000 (Feb 2022)
Tax Bill$712 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN092531502100011870

Property Details

APN / Parcel Number

Primary APN092531502100011870

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,035 sqft Heated Area
Gross Area5,091 sqft
1st Floor Area1,716 sqft
Upper Floors Area2,319 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished
Garage Area700 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area356 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5686 BARLETTA DR
CitySAINT CLOUD
StateFL
Zip34771-9124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK ESTATES PB 26 PGS 19-22 LOT 187
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionSPLIT OAK ESTATES/RESERVE
Legal Tract5021
Legal Lot Number187
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1015
Census Tract43700

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5686 BARLETTA DR, SAINT CLOUD, FL 34771-9124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Warranty Deed, Transfer · VA Mortgage
HOMESTEAD FUNDING CORP
Sep 24, 2020Deed of Trust, Mortgage · VA Mortgage
LOANUNITEDCOM LLC
Oct 5, 2018Grant Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2022 · Amount on Record
Deed SaleFeb 14, 2022 · Amount on Record
Prior SaleOct 5, 2018 · Amount on Record
Deed Document Number2022024397
Deed Book / Page6150 / 562
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 14, 2022
Property Address5686 BARLETTA DR, SAINT CLOUD, FL 34771-9124
Document Number0061500562
Book / Page6150 / 562
Map ReferenceMB 26 PG 19-22
Instrument DateFeb 8, 2022
Instrument2022024397
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,543.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9707 MIA CIR UNIT 1117, 1117, ORLANDO, FL 32819-8890

Transferred To (Grantee/Buyer)

NameVerified Name
Address5686 BARLETTA DR, SAINT CLOUD, FL 34771-9124

Mortgage

Document Number0006150564
DateFeb 14, 2022
Instrument6150/564
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5686 BARLETTA DR, SAINT CLOUD, FL 34771-9124
Document Number0058030787
Instrument DateSep 24, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5686 BARLETTA DR ST CLOUD FL 347719124, ST CLOUD, FL 34771-9124

Mortgage

Document Number0058030787
DateSep 30, 2020
Book Page005803/000787
Instrument130982
Lender
NameLOANUNITEDCOM LLC
AddressNORCROSS, GA 30093
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2050

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateOct 5, 2018
Property Address5686 BARLETTA DR, SAINT CLOUD, FL 34771-9124
Document Number0054131773
Book / Page005413 / 001773
Instrument DateSep 27, 2018
Instrument150480
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,159.10
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5686 BARLETTA DR ST CLOUD FL 347719124, ST CLOUD, FL 34771-9124

Mortgage

Document Number54131775
DateOct 5, 2018
Book Page005413/001775
Instrument150481
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 4, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$588,100 (-6.34%) Land $90,000 Building $498,100$588,100 (-6.34%) Land $90,000 Building $498,100
2023$621.00 (-92.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$627,900 (+17.01%) Land $90,000 Building $537,900$627,900 (+17.01%) Land $90,000 Building $537,900
2022$8,076.00$536,600 Land $80,000 Building $456,600$536,600 Land $80,000 Building $456,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWA SUNBRIDGE WATER TREATMENT PLANT
public/private · serves 542 people · EPA ID FL3494439
Water SourceGroundwater
Last State InspectionJan 2025
Also Mapped HereTOHO WATER AUTHORITY-POINCIANA SYSTEM
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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