OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,322.25
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
56851 E 160 RD, FAIRLAND, OK 74343-3202
Mortgage
Document Number
I2022003901
Date
Jul 26, 2022
Instrument
I-2022-003901
Lender
Name
REGENT BANK
Type
Bank
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 22, 2052
Interest
Rate Type
Adjustable Rate
November 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
OTTAWA OK
Property Address
56851 E 160 RD, FAIRLAND, OK 74343-3202
Transaction Type
Mortgage
Record Updated
Nov 25, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
56851 E 160 RD, FAIRLAND, OK 74343-3202
Mortgage
Document Number
1148/334
Date
Nov 12, 2021
Book Page
1148/334
Instrument
2021-005695
Lender
Name
THE FIRST NATIONAL BANK & TRUST CO
Type
Bank
Address
MIAMI, OK 74354
Agreement
Type
Line of Credit
Amount
Amount on Record
May 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
OTTAWA OK
Property Address
56851 E 160 RD, FAIRLAND, OK 74343-3202
Transaction Type
Mortgage
Record Updated
Feb 7, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
1048/612
Date
May 4, 2017
Book Page
1048/612
Instrument
2017-001801
Lender
Name
THE FIRST NATIONAL BANK & TRUST CO OF MI
Type
Non-Lending Institution
Address
MIAMI, OK 74354
Agreement
Type
Line of Credit
Amount
Amount on Record
May 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
OTTAWA OK
Property Address
56851 E 160 RD, FAIRLAND, OK 74343-3202
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
1048/612
Date
May 4, 2017
Book Page
1048/612
Instrument
2017-001801
Lender
Name
THE FIRST NATIONAL BANK & TRUST CO OF MI
Type
Non-Lending Institution
Address
MIAMI, OK 74354
Agreement
Type
Line of Credit
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 56851 E 160 Rd was $5,380 with a homeowner's exemption, down 1.8% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
Property Jurisdictions
Type
Name
State
Oklahoma
County
Ottawa County
Unified School District
Fairland Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$43,348 (-31.94%)Land $3,278Building $40,070
$380,247 (-31.94%)Land $28,758Building $351,489
2025
$5,380.00 (-1.81%)Homeowner's exemption
$63,693 (-)Land $3,278Building $60,415
$558,710 (-)Land $28,758Building $529,952
2024
$5,479.00 (+0.83%)Homeowner's exemption
$63,693 (-)Land $3,278Building $60,415
$558,710 (-)Land $28,758Building $529,952
2023
$5,434.00 (+8.75%)Homeowner's exemption
$63,693 (+12.84%)Land $3,278Building $60,415
$558,710 (-)Land $28,758Building $529,952
2022
$4,997.00Homeowner's exemption
$56,444Land $3,278Building $53,166
$558,710Land $28,758Building $529,952
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 56851 E 160 Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 56851 E 160 Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 63% of the US · lower than 74% of Oklahoma
Wildfire Likelihood
0.2% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OTTAWA CO RWD #6 serves 560 people · EPA ID OK2005859
Water Source
Groundwater
Last State Inspection
Nov 2022
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
81 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025