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5685 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 5685 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,288 sqft · built 1984
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on File
Last Sale$169,000 (Jun 2019)
Tax Bill$2,020 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-38-41-007-000-0544.0-1-0000

Property Details

APN / Parcel Number

Primary APN25-38-41-007-000-0544.0-1-0000
Alternative APNs
  • 25-38-41-007-000-05440-1
  • 31267

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area
1st Floor Area644 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeMansard
Roof MaterialBuilt-Up Asphalt
Lot Area1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31267
Street Address5685 SE WINDSONG LN
CitySTUART
StateFL
Zip34997-8222
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionEMERALD LAKES PHASE V LOT 544
Legal Range41E
Legal Township38S
Legal Section25
Legal SubdivisionEMERALD LAKES
Legal Block2
Legal Lot Number544
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2000
Census Tract1410

Owner

5685 SE Windsong Ln, a townhouse, is owned and occupied by an individual who bought it in June 2019.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5685 SE WINDSONG LN, STUART, FL 34997-8222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 3, 2019Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY
Jun 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
CHURCHILL MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2019 · Amount on File
Deed SaleJun 3, 2019 · Amount on File
Prior SaleOct 22, 2001 · Amount on File
Deed Document Number20192757640
Deed Book / Page3062 / 1760
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5685 SE WINDSONG LN, STUART, FL 34997-8222
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5685 SE WINDSONG LN, STUART, FL 34997-8222

Mortgage

Document Number0032980527
DateMar 9, 2022
Book Page3298/527
Instrument2947051
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2037

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJun 3, 2019
Property Address5685 SE WINDSONG LN, STUART, FL 34997-8222
Document Number0030621760
Book / Page3062 / 1760
Map ReferenceMB 9 PG 56
Instrument DateMay 24, 2019
Instrument2757640
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,183.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2055 DE LAS FLORES AVE, 2055, BARTOW, FL 33830

Transferred To (Grantee/Buyer)

NameVerified Name
Address5685 SE WINDSONG LN, STUART, FL 34997-8222

Mortgage

Document Number0030621763
DateJun 3, 2019
Instrument3062/1763
Lender
NameCARDINAL FINANCIAL COMPANY
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5685 SE WINDSONG LN, STUART, FL 34997-8222
Document Number0030021983
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedJul 31, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address5685 SE WINDSONG LN STUART FL 349978222, STUART, FL 34997-8222

Mortgage

Document Number0030021983
DateJul 5, 2018
Book Page003002/001983
Instrument2703662
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5685 SE Windsong Ln was $2,020 with a homeowner's exemption, down 1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,020.00 (-1.03%) Additional exemption filed$170,451$244,540 Land $95,000 Building $149,540
2024$2,041.00 (+2.25%)
2023$1,996.00 (+4.23%) Additional exemption filed$160,824 (+3%)$237,160 (+17.14%) Land $95,000 Building $142,160
2022$1,915.00 Homeowner's exemption$156,140$202,450 Land $85,000 Building $117,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5685 SE Windsong Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims4 (1995–2014)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 2014 · rainfall accumulation
Claims by Event
  • Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5685 SE Windsong Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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