5685 Pebblestone Ct, Carmel, IN 46033 Property Records

Hamilton County property record for 5685 Pebblestone Ct, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,794 sqft · built 1999
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Last Sale$584,900 (Nov 2023)
Tax Bill$4,322 (2024)
Deeds & MortgagesJan 2026 Mortgage
Nov 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN29-10-33-027-046.000-018

Property Details

APN / Parcel Number

Primary APN29-10-33-027-046.000-018
Alternative APN
  • 1610330027046000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,794 sqft Living Area
1st Floor Area1,411 sqft
2nd Floor Area1,383 sqft
Basement Area1,054 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions126 ft deep x 49 ft wide
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1610330027046000
Street Address5685 PEBBLESTONE CT
CityCARMEL
StateIN
Zip46033-8232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .41, SECTION 33, TOWNSHIP 18, RANGE 4, LAKES AT HAZEL DELL, SECTION 1, LOT 73, IRREGULAR SHAPE
Legal Range04
Legal Township18
Legal Section33
Legal SubdivisionLAKES/HAZEL DELL
Legal Block1
Legal Lot Number73
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2002
Census Tract110912

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5685 PEBBLESTONE CT, CARMEL, IN 46033-8232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Nov 22, 2023Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
TUCKER MORTGAGE LLC
Apr 23, 2020Deed of Trust, Mortgage
MILESTONE HM LNDG LLC
Jan 27, 2017Warranty Deed, Transfer · FHA Mortgage
STONEGATE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2023 · Amount on Record
Deed SaleNov 22, 2023 · Amount on Record
Prior SaleJan 27, 2017 · Amount on Record
Deed Document Number2023044443
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address5685 PEBBLESTONE CT, CARMEL, IN 46033-8232
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5685 PEBBLESTONE CT, CARMEL, IN 46033-8232

Mortgage

Document Number0000000373
DateJan 6, 2026
Instrument2026000373
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2041

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateNov 22, 2023
Property Address5685 PEBBLESTONE CT, CARMEL, IN 46033-8232
Document Number0000044443
Map ReferenceCAB 2 SL 295
Instrument DateNov 20, 2023
Instrument2023044443
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanyINDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address5685 PEBBLESTONE CT, CARMEL, IN 46033-8232

Mortgage

Document Number0000044444
DateNov 22, 2023
Instrument2023044444
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address5685 PEBBLESTONE CT, CARMEL, IN 46033-8232
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078345
DateOct 29, 2020
Instrument2020078345
Lender
NameTUCKER MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46260
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address5685 PEBBLESTONE CT, CARMEL, IN 46033-8232
Document Number0000029336
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5685 PEBBLESTONE CT CARMEL IN 460338232, CARMEL, IN 46033-8232

Mortgage

Document Number0000029336
DateMay 19, 2020
Instrument29336
Lender
NameMILESTONE HM LNDG LLC
AddressCARMEL, IN 46032
Agreement
AmountAmount Recorded
Term180 Months
DueMay 18, 2035

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJan 27, 2017
Property Address5685 PEBBLESTONE CT, CARMEL, IN 46033-8232
Document Number2017004009
Map ReferenceCAB2 SL295
Instrument DateJan 20, 2017
Instrument2017004009
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5685 PEBBLESTONE CT, CARMEL, IN 46033-8232

Mortgage

Document Number0000004010
DateJan 27, 2017
Instrument2017004010
Lender
NameSTONEGATE MORTGAGE CORP
TypeMortgage Company
AddressINDIANAPOLIS, IN 46240
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$405,000 (+2.74%) Land $136,700 Building $268,300$405,000 (+2.74%) Land $136,700 Building $268,300
2024$4,322.00 (+28.44%)$394,200 (+20.85%) Land $136,700 Building $257,500$394,200 (+20.85%) Land $136,700 Building $257,500
2023$3,365.00 (-12.42%) Homeowner's exemption$326,200 (-3.8%) Land $136,700 Building $189,500$326,200 (-3.8%) Land $136,700 Building $189,500
2022$3,842.00 Homeowner's exemption$339,100 Land $135,300 Building $203,800$339,100 Land $135,300 Building $203,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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