5685 Lakepoint Cir, Johnston, IA 50131 Property Records

Polk County property record for 5685 Lakepoint Cir, Johnston, IA 50131

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,442 sqft · built 1984
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$231,000 (Aug 2003)
Tax Bill	$7,180 (2024)
Deeds & Mortgages	Nov 2025 Second Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7925-12-402-015`

Property Details

APN / Parcel Number

Primary APN	`7925-12-402-015`
Alternative APN	`241/00434-086-000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area
Gross Area	4,091 sqft
1st Floor Area	1,416 sqft
Upper Floors Area	1,026 sqft
Basement Area	1,143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	5685 LAKEPOINT CIR
City	JOHNSTON
State	IA
Zip	50131-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 36 COLUMBINE
Legal Range	25W
Legal Township	79N
Legal Section	12
Legal Subdivision	COLUMBINE
Legal Lot Number	36
Jurisdiction	POLK IA
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1009
Census Tract	11702

Owner

5685 Lakepoint Cir is owned and occupied by two individuals who bought it in August 2003.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5685 LAKEPOINT CIR, JOHNSTON, IA 50131-1551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 29, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2003 · Amount on File
Deed Sale	Aug 13, 2003 · Amount on File
Deed Document Number	2003-00021720
Deed Book / Page	10063 / 0932
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	5685 LAKEPOINT CIR, JOHNSTON, IA 50131-1551
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070457
Date	Nov 24, 2025
Book Page	20344/216
Instrument	2025-00070457

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	5685 LAKEPOINT CIR, JOHNSTON, IA 50131-1551
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076250
Date	Sep 29, 2022
Book Page	19280/557
Instrument	2022-00076250

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	5685 LAKEPOINT CIR, JOHNSTON, IA 50131-1551
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019150
Date	Feb 24, 2021
Book Page	18377/873
Instrument	2021-00019150

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	5685 LAKEPOINT CIR, JOHNSTON, IA 50131-1551
Document Number	0000085316
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5685 LAKEPOINT CIR JOHNSTON IA 501311551, JOHNSTON, IA 50131-1551

Mortgage

Document Number	0000085316
Date	Apr 10, 2020
Book Page	017773/000575
Instrument	85316

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2035

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Johnston City
Unified School District	Johnston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$444,400 Land $78,100 Building $366,300	$444,400 Land $78,100 Building $366,300
2024	$7,180.00
2023		$407,400 Land $70,700 Building $336,700	$407,400 Land $70,700 Building $336,700
2020	$7,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5685 Lakepoint Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (2008–2010)
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 4 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5685 Lakepoint Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON MUNICIPAL WATER SUPPLY serves 24,897 people · EPA ID IA7740011
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mi-Fiber.

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