5685 Howards Point Rd, Shorewood (Excelsior), MN 55331 Property Records

Hennepin County property record for 5685 Howards Point Rd, Shorewood, MN 55331

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,616 sqft · built 1918
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Jul 2026)
Tax Bill	$6,470 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-117-23-14-0002`

Property Details

APN / Parcel Number

Primary APN	`31-117-23-14-0002`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	2,073 sqft
1st Floor Area	920 sqft
Basement Area	457 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Depth	135 ft Depth
Terrain	Wooded
View / Lot	Lake
Garage Type	Detached
Garage Area	528 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	212 sqft
Deck Area	212 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	5685 HOWARDS POINT RD
City	EXCELSIOR
State	MN
Zip	55331-8229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T REG. LAND SURVEY NO. 0001 TRACT B W155X135X149X107
Legal Range	23
Legal Township	117
Legal Section	31
Legal Quarter	14
Legal Subdivision	REG. LAND SURVEY NO. 0001
Legal Tract	B
Legal Block	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	SHOREWOOD
Census Block Group	2
Census Block	2014
Census Tract	27503

Owner

Source: Hennepin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5685 HOWARDS POINT RD, EXCELSIOR, MN 55331-8229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer BURNET TITLE LLC, BURNET TITLE
Oct 30, 2023	Warranty Deed, Transfer · Closed-End Mortgage FLAGSHIP BANK MINNESOTA
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Oct 30, 2023 · Amount on Record
Deed Document Number	20266211055
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 6, 2026
Property Address	5685 HOWARDS POINT RD, EXCELSIOR, MN 55331-8229
Document Number	0006211055
Instrument Date	Jun 23, 2026
Instrument	20266211055
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount Recorded
Tax	$274,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5685 HOWARDS POINT RD, EXCELSIOR, MN 55331-8229

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 30, 2023
Property Address	5685 HOWARDS POINT RD, SHOREWOOD, MN 55331-8229
Document Number	00T6044058
Instrument Date	Oct 10, 2023
Instrument	T6044058
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,534.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5685 HOWARDS POINT RD, SHOREWOOD, MN 55331-8229

Mortgage

Document Number	00T6044059
Date	Oct 30, 2023
Instrument	T6044059

Lender

Name	FLAGSHIP BANK MINNESOTA
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Dec 1, 2028

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5685 HOWARDS POINT RD, SHOREWOOD, MN 55331-8229
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T5933917
Date	Apr 1, 2022
Instrument	T5933917

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Shorewood City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,470.00 (+9.59%)	$534,900 (+5.8%) Land $229,500 Building $305,400	$534,900 (+5.8%) Land $229,500 Building $305,400
2024	$5,904.00 (-0.17%)	$505,600 (+10.39%) Land $209,300 Building $296,300	$505,600 (+10.39%) Land $209,300 Building $296,300
2023	$5,914.00 Homeowner's exemption
2022		$458,000 Land $165,000 Building $293,000	$458,000 Land $165,000 Building $293,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shorewood serves 3,890 people · EPA ID MN1270051
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midco, Verizon.

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