Saginaw County property record for 5685 Gratiot Rd, Saginaw, MI 48638
| Property Type | Commercial |
|---|---|
| Details | 4,071 sqft · built 1987 |
| Lot Size | 1.48 acres (64,774 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,501 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-29-3101-000 |
| Primary APN | 23-12-4-29-3101-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,071 sqft Total Area |
| 1st Floor Area | 4,071 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 64,774 sqft (1.48 acres) |
| Lot Dimensions | 319 ft deep x 203 ft wide |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5685 GRATIOT RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48638-6066 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-1 |
| Legal Description | LOT 1 EXC W 9 FT OF S 100 FT AND LOT 2 GRATIOT GARDENS SEC 29 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 29 |
| Legal Subdivision | GRATIOT GARDENS SUB |
| Legal Lot Number | 1-2 |
| Legal Unit | 1-2 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 10502 |
5685 Gratiot Rd, a commercial property, is owned by a company.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 53 SAWMILL CREEK TRL, SAGINAW, MI 48603-8626 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5685 Gratiot Rd was $10,501.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,500 | $461,000 | |
| 2025 | $10,501.00 | ||
| 2023 | $229,000 | $458,000 | |
| 2022 | $8,966.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5685 Gratiot Rd in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 80 condo units |
| Nearby Flood Claims | 71 (1986–2020) |
| Claims Outside the SFHA | 10 of 71 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5685 Gratiot Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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