5685 Derby Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5685 Derby Dr, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	2,154 sqft Heated Area
Lot Size	47,960 sqft (1.1 acres)
Occupancy	Owner Occupied
Last Sale	$346,000 (2025)
Tax Bill	$1,836.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`34-2N-29-0952-00B00-0110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,154 sqft Heated Area
Gross Area	3,176 sqft Gross Area
1st Floor	2,660 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	Masonry Foundation
Roof Material	Shingle Roof
Lot Area	47,960 sqft (1.1 acres)
Depth X Width	3,000 ft x 1,600 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	506 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	1 sqft Shed
Deck Area	288 sqft Deck
Porch	Open Porch
Porch Area	228 sqft Porch
Gazebo	1 sqft Gazebo

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	342N29095200B000110
Street Address	5685 DERBY DR
City	PACE
State	FL
Zip	32571-8359
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DERRYDOWN SUBDIVISION LOT 11 BLK B AS DES IN OR 1643 PG 42
Legal Range	29W
Legal Township	02N
Legal Section	34
Legal Subdivision	DERRYDOWN SUBDIVISION
Legal Block	B
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Minor Civil Division	PACE
Census Blockgroup	2
Census Block	2011
Census Tract	10301

Owner

Source: Santa Rosa County records · APN 34-2N-29-0952-00B00-0110

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 MAGNOLIA AVE, SHALIMAR, FL 32579-1110
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Oct 22, 1997 · Amount on Record
Deed Doc Number	202533826
Deed Book / Page	4640 / 1052
Record Refreshed	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5685 DERBY DR, PACE, FL 32571-8359
Transaction Type	Mortgage
Record Updated	Feb 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5685 DERBY DR, MILTON, FL 32571-8359

Mortgage

Document Number	0042170432
Date	Dec 06, 2021
Book Page	4217/432
Instrument	202180954

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,836.00 (+9.81%) Homeowner's exemption	$172,319 (+3%)	$231,989 (+1%) Land $33,000 Building $198,989
2023	$1,672.00 (+2.96%) Homeowner's exemption	$167,300 (+3%)	$229,683 (+0.09%) Land $33,000 Building $196,683
2022	$1,624.00 Homeowner's exemption	$162,427	$229,467 Land $33,000 Building $196,467

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 585 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.