5684 Karen Ave, Cincinnati, OH 45248 Property Records

Hamilton County property record for 5684 Karen Ave, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,382 sqft · built 1953
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Jan 2016)
Tax Bill	$3,099 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0171-0234-00`

Property Details

APN / Parcel Number

Primary APN	`550-0171-0234-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	768 sqft
2nd Floor Area	614 sqft
Upper Floors Area	614 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Frame Porch
Porch Area	70 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5684 KAREN AVE
City	CINCINNATI
State	OH
Zip	45248-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	KAREN AVE 50 X 150 LOT 14 GREEN ACS SUB BLK A
Legal Subdivision	GREEN ACS SUB
Legal Block	A
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1002
Census Tract	21003

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5684 KAREN AVE, CINCINNATI, OH 45248-4233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Aug 27, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2016 · Amount on Record
Deed Sale	Jan 26, 2016 · Amount on Record
Deed Document Number	20167376
Prior Transfer Date	Jun 20, 2000
Prior Transfer Doc	0000095213
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jun 12, 2026
Property Address	5684 KAREN AVE, CINCINNATI, OH 45248-4233
Document Number	0000046832
Book / Page	15686 / 299
Instrument Date	Jun 4, 2026
Instrument	202646832
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5684 KAREN AVE, CINCINNATI, OH 45248-4233

Mortgage

Document Number	0000046832,
Date	Jun 12, 2026
Book Page	15686/299
Instrument	202646832

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5684 KAREN AVE, CINCINNATI, OH 45248-4233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200114573
Date	Oct 30, 2020
Book Page	14286/2930
Instrument	2020-0114573

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5684 KAREN AVE, CINCINNATI, OH 45248-4233
Document Number	0000074974
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5684 KAREN AVE CINCINNATI OH 452484233, CINCINNATI, OH 45248-4233

Mortgage

Document Number	0000074974
Date	Sep 4, 2019
Book Page	013994/002470
Instrument	74974

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,099.00 (+2.55%)	$59,396 (+%) Land $11,638 Building $47,758	$169,700 (-) Land $33,250 Building $136,450
2024	$3,022.00 (-0.1%)	$59,394 (-) Land $11,637 Building $47,757
2023	$3,025.00 (+10.68%)	$59,394 (+30.62%) Land $11,637 Building $47,757	$169,700 (+30.62%) Land $33,250 Building $136,450
2022	$2,733.00 Homeowner's exemption	$45,472 Land $10,388 Building $35,084
2020			$129,920 Land $29,680 Building $100,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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