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5684 Emerald Cay Ter, Boynton Beach, FL 33437 Property Records

Palm Beach County property record for 5684 Emerald Cay Ter, Boynton Beach, FL 33437

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,788 sqft · built 1995
Lot Size0.107 acres (4,687 sqft)
OwnerIndividual Name on File
Last Sale$423,000 (Oct 2023)
Tax Bill$5,266 (2025)
Deeds & MortgagesSep 2025 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-42-45-26-33-000-0970

Property Details

APN / Parcel Number

Primary APN00-42-45-26-33-000-0970

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,788 sqft Living Area
Gross Area2,326 sqft
1st Floor Area1,788 sqft

Exterior

Year BuiltBuilt 1995
Construction TypeConcrete Block
Lot Area4,687 sqft (0.107 acres)
Garage Area400 sqft
PorchOpen Porch
Porch Area138 sqft
Patio Area162 sqft

Location & Zoning

Street Address5684 EMERALD CAY TER
CityBOYNTON BEACH
StateFL
Zip33437-4215
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRS
Legal DescriptionMAJESTIC ISLES PL 1 LT 97
Legal Range42E
Legal Township45S
Legal Section26
Legal SubdivisionMAJESTIC ISLES PL 1
Legal Lot Number97
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group2
Census Block2005
Census Tract5952

Owner

5684 Emerald Cay Ter, a townhouse, is owned and occupied by an individual who bought it in October 2023.

Source: Palm Beach County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address5684 EMERALD CAY TER, BOYNTON BEACH, FL 33437-4215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 30, 2023Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2023 · Amount on File
Deed SaleOct 30, 2023 · Amount on File
Prior SaleDec 29, 1995 · Amount on File
Deed Document Number20230370159
Deed Book / Page34639 / 1198
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address5684 EMERALD CAY TER, BOYNTON BEACH, FL 33437-4215
Transaction TypeMortgage
Record UpdatedOct 13, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5684 EMERALD CAY TER, BOYNTON BEACH, FL 33437-4215

Mortgage

Document Number0360061655
DateSep 16, 2025
Book Page36006/1655
Instrument20250330380
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateOct 30, 2023
Property Address5684 EMERALD CAY TER, BOYNTON BEACH, FL 33437-4215
Document Number0346391198
Book / Page34639 / 1198
Map ReferenceMB 74 PG 86
Instrument DateOct 16, 2023
Instrument20230370159
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanySIGNATURE TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,961.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 LOWELL DR, NEW CITY, NY 10956-5426

Transferred To (Grantee/Buyer)

NameVerified Name
Address5684 EMERALD CAY TER, BOYNTON BEACH, FL 33437-4215

Mortgage

Document Number0346391202
DateOct 30, 2023
Instrument34639/1202
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5684 Emerald Cay Ter was $5,266 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,266.00 Homeowner's exemption$341,394 Building $341,394$341,394 Building $341,394
2023$2,820.00 (+1.33%) Homeowner's exemption$190,645 (+3%)$347,976 (+26.32%) Building $347,976
2022$2,783.00 Homeowner's exemption$185,092$275,476 Building $275,476

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5684 Emerald Cay Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 90 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5684 Emerald Cay Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Hotwire Communications.

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