Saginaw County property record for 5682 Teft Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,656 sqft · built 1973 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jul 2024) |
| Tax Bill | $3,874 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-11-3-20-4019-000 |
| Primary APN | 26-11-3-20-4019-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,518 sqft (1.55 acres) |
| Lot Dimensions | 484 ft deep x 140 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5790 TEFT RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT S 1/4 CORN OF SEC 20 TH E 1126.10 FT TO WLY R/W OF RR TH N09DEG E 1019.65 FT TO POB TH W 504.38 FT TH N 140.18 FT TH E |
| Legal Range | 03E |
| Legal Township | 11N |
| Legal Section | 20 |
| Legal Subdivision | PT OF N2 OF SW4 OF SE4 OF S20T11NR3E |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SWAN CREEK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 11902 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5790 TEFT RD, SAINT CHARLES, MI 48655-8538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2024 | Warranty Deed, Transfer · FHA Mortgage FINANCIAL PLUS CU |
| Aug 20, 2018 | Warranty Deed, Transfer · Conventional with PMI DOW CHEMICAL EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on Record |
| Deed Sale | Jul 9, 2024 · Amount on Record |
| Prior Sale | Aug 20, 2018 · Amount on Record |
| Deed Document Number | 202416179 |
| Prior Transfer Date | Aug 19, 2002 |
| Prior Transfer Doc | 0007101156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 9, 2024 |
| Property Address | 5790 TEFT RD, SAINT CHARLES, MI 48655-8538 |
| Document Number | 0000016179 |
| Instrument Date | Jul 9, 2024 |
| Instrument | 2024016179 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | METRO TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5790 TEFT RD, SAINT CHARLES, MI 48655-8538 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3090 BOWMAN DR, SAGINAW, MI 48609-9745 |
| Document Number | 0000016180 |
|---|---|
| Date | Jul 9, 2024 |
| Instrument | 2024016180 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 20, 2018 |
| Property Address | 5682 TEFT RD, SAINT CHARLES, MI 48655-8539 |
| Document Number | 0000021994 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 21994 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 149 S ORR RD HEMLOCK MI 486269421, HEMLOCK, MI 48626-9421 |
| Document Number | 21995 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 21995 |
| Name | DOW CHEMICAL EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641-1649 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Swan Creek Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,100 (+35.52%) | $202,200 (+35.52%) | |
| 2025 | $3,874.00 (+72.41%) Homeowner's exemption | ||
| 2023 | $74,600 | $149,200 | |
| 2022 | $2,247.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAN CREEK TOWNSHIP serves 2,023 people · EPA ID MI0006502 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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