Shelby County property record for 5681 Normandy Rd, Memphis, TN 38120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,974 sqft · built 1960 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Apr 2026) |
| Tax Bill | $2,349 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Line of Credit Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-8045-0-0012 |
| Primary APN | 06-8045-0-0012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,974 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 498 sqft |
| Finished Basement | 498 sqft |
| Utility Area | 30 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,200 sqft (0.257 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Porch | Open Porch |
| Porch Area | 230 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 5681 NORMANDY RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38120-2000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Subdivision | WALNUT GROVE TERRACE EAST |
| Legal Lot Number | 12 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 9202 |
5681 Normandy Rd is owned and occupied by two individuals who bought it in April 2026.
Source: Shelby County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5681 NORMANDY RD, MEMPHIS, TN 38120-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Warranty Deed, Transfer · Line of Credit ORION FEDERAL CREDIT UNION |
| Mar 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on File |
| Deed Sale | Apr 9, 2026 · Amount on File |
| Prior Sale | Mar 1, 2022 · Amount on File |
| Deed Document Number | 202627025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 9, 2026 |
| Property Address | 5681 NORMANDY RD, MEMPHIS, TN 38120-2000 |
| Document Number | 0000027025 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202627025 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128,926.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5681 NORMANDY RD, MEMPHIS, TN 38120-2000 |
| Document Number | 0000027026, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202627026 |
| Name | ORION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 1, 2022 |
| Property Address | 5681 NORMANDY RD, MEMPHIS, TN 38120-2000 |
| Document Number | 0022023140 |
| Map Reference | MB 21 PG 48 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 22023140 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | TRISTAR TITLE LLC, TRI STATE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,313.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5681 NORMANDY RD, MEMPHIS, TN 38120-2000 |
| Document Number | 0022023141 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 22023141 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 5681 NORMANDY RD, MEMPHIS, TN 38120-2000 |
| Document Number | 0000054069 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5681 NORMANDY RD MEMPHIS TN 381202000, MEMPHIS, TN 38120-2000 |
| Document Number | 0000054069 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 54069 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 28, 2035 |
The 2025 property tax bill for 5681 Normandy Rd was $2,349, down 6.7% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,349.00 (-6.75%) | $87,350 Land $19,125 Building $68,225 | $349,400 Land $76,500 Building $272,900 |
| 2024 | $2,519.00 | ||
| 2023 | $74,325 Land $19,125 Building $55,200 | ||
| 2022 | $4,527.00 | ||
| 2021 | $297,300 Land $76,500 Building $220,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5681 Normandy Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5681 Normandy Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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