Howard County property record for 5681 Main St, Elkridge, MD 21075
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 6,000 sqft · built 1959 |
| Lot Size | 3.51 acres (152,896 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,900,000 (Oct 2023) |
| Tax Bill | $35,388 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-169599 |
| Primary APN | 01-169599 |
|---|---|
| Alternative APNs |
|
| Units | 3 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 6,000 sqft Total Area |
| 1st Floor Area | 7,520 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 152,896 sqft (3.51 acres) |
| Loading Dock | 480 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Sewer | Connected |
| Account Number | 169599 |
|---|---|
| Street Address | 5681 MAIN ST |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5016 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | CACLI |
| Legal Description | 3.513 A 5681 MAIN ST ELKRIDGE |
| Legal Subdivision | ELKRIDGE |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 601206 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 800 3RD AVE, 2305, NEW YORK, NY 10022-7605 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Oct 20, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage BEVERLY BANK & TRUST CO NA |
| Jan 31, 2020 | Loan Modification, Mortgage SANDY SPRING BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on Record |
| Deed Sale | Oct 20, 2023 · Amount on Record |
| Prior Sale | Nov 15, 2010 · Amount on Record |
| Deed Book / Page | 22154 / 451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 2, 2026 |
| Property Address | 5681 MAIN ST, ELKRIDGE, MD 21075-5016 |
| Document Number | 2326000203 |
| Book / Page | 23262 / 203 |
| Instrument Date | May 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 2326000203, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 23262/203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 8, 2031 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 20, 2023 |
| Property Address | 5681 MAIN ST, ELKRIDGE, MD 21075-5016 |
| Document Number | 0221540451 |
| Book / Page | 22154 / 451 |
| Instrument Date | Oct 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14880 SWEITZER LN, LAUREL, MD 20707-2913 |
| Name | Verified Name |
|---|---|
| Address | 800 3RD AVE STE 2305, 2305, NEW YORK, NY 10022-7605 |
| Document Number | 0221620103 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 22162/103 |
| Name | BEVERLY BANK & TRUST CO NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60643 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 24, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5681 MAIN ST, ELKRIDGE, MD 21075-5016 |
| Document Number | 0191850004 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | BAY TITLE COMPANY, BAY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5681 MAIN ST ELKRIDGE MD 210755016, ELKRIDGE, MD 21075-5016 |
| Document Number | 0191850004 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 019185/000004 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,388.00 (+0.75%) | $2,231,000 (+0.41%) Land $1,834,700 Building $396,300 | $2,231,000 (-) Land $1,834,700 Building $396,300 |
| 2025 | $35,126.00 (+63.77%) | $2,221,800 (+0.84%) | $2,231,000 (+1.25%) Land $1,834,700 Building $396,300 |
| 2023 | $2,203,400 Land $1,834,700 Building $368,700 | $2,203,400 Land $1,834,700 Building $368,700 | |
| 2022 | $21,448.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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