5681 Georgia Ave, Baker, FL 32531 Property Records

Okaloosa County property record for 5681 Georgia Ave, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,408 sqft · built 2021
Lot Size	13.3 acres (581,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Aug 2019)
Tax Bill	$3,778 (2025)
Deeds & Mortgages	Mar 2021 Construction Loan Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-3023-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-3023-2`
Alternative APN	`36-4N-25-0000-0013-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,408 sqft Heated Area
Gross Area	3,638 sqft
1st Floor Area	1,960 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	581,526 sqft (13.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5681 GEORGIA AVE
City	BAKER
State	FL
Zip	32531-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE1/4 OF SE1/4 EX BEG AT SW COR E 265 FT N 47 FT TO HWY WLY 265 FT S 76 FT TO BEG AND LESS THE N1/2 OF N1/2 THEREOF LESS (220
Legal Range	25
Legal Township	04N
Legal Section	36
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2031
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	5681 GEORGIA AVE, BAKER, FL 32531-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT OF NORTHWEST FLORIDA ACA
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT OF NORTHWEST FLORIDA ACA
Jul 23, 2020	Deed of Trust, Mortgage FARM CREDIT SVCS
Sep 3, 2019	Warranty Deed, Transfer MOULTON LAND TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2019 · Amount on Record
Deed Sale	Aug 21, 2019 · Amount on Record
Deed Document Number	0034164763
Deed Book / Page	2578 / 1852
Prior Transfer Date	Dec 1, 2004
Prior Transfer Doc	2175499
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5681 GEORGIA AVE, BAKER, FL 32531-2518
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 MILL CREEK DR, BAKER, FL 32531-8479

Mortgage

Document Number	0035291395
Date	Mar 2, 2021
Book Page	3529/1395
Instrument	3434366

Lender

Name	FARM CREDIT OF NORTHWEST FLORIDA ACA
Type	Bank
Address	MARIANNA, FL 32447

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	365 Months
Due	Aug 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5681 GEORGIA AVE, BAKER, FL 32531-2518
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5681 GEORGIA AVE, BAKER, FL 32531-2518

Mortgage

Document Number	0035712066
Date	Sep 3, 2021
Book Page	3571/2066
Instrument	3485704

Lender

Name	FARM CREDIT OF NORTHWEST FLORIDA ACA
Type	Bank
Address	MARIANNA, FL 32446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5681 GEORGIA AVE, BAKER, FL 32531-2518
Document Number	0034782062
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 MILL CREEK DR BAKER FL 325318479, BAKER, FL 32531-8479

Mortgage

Document Number	0034782062
Date	Jul 28, 2020
Book Page	003478/002062
Instrument	3376517

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MARIANNA, FL 32447-7000

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 3, 2019
Property Address	5681 GEORGIA AVE, BAKER, FL 32531-2518
Document Number	0034164763
Book / Page	003416 / 004763
Instrument Date	Aug 21, 2019
Instrument	3302091
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5861 GEORGIA AVE BAKER FL 32531, BAKER, FL 32531

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,778.00 (+7.45%) Homeowner's exemption	$420,874 (+7.87%) Land $62,170 Building $358,704	$420,874 (+7.87%) Land $62,170 Building $358,704
2023	$3,516.00 (-2.71%) Homeowner's exemption	$390,151 (+8.18%) Land $55,509 Building $334,642	$390,151 (+8.18%) Land $55,509 Building $334,642
2022	$3,614.00	$360,638 Land $52,866 Building $307,772	$360,638 Land $52,866 Building $307,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

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