5680 Mackall Rd, Saint Leonard, MD 20685 Property Records

Calvert County property record for 5680 Mackall Rd, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,479 sqft · built 1989
Lot Size	4.57 acres (199,069 sqft)
Owner	Individual Name on File
Tax Bill	$4,897 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-204955`

Property Details

APN / Parcel Number

Primary APN	`01-204955`
Alternative APNs	`1204955` `204955`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,479 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	199,069 sqft (4.57 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	384 sqft
Deck Area	476 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	204955
Street Address	5680 MACKALL RD
City	SAINT LEONARD
State	MD
Zip	20685-2392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 4 THREE NOTCH ESTS
Legal Subdivision	THREE NOTCH ESTATES
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1021
Census Tract	860801

Owner

5680 Mackall Rd is owned and occupied by an individual who acquired it in March 2023.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5680 MACKALL RD, SAINT LEONARD, MD 20685-2392
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Mar 8, 2023	· VA Mortgage CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023
Deed Sale	Mar 8, 2023
Prior Sale	Aug 19, 2011 · Amount on File
Deed Book / Page	6408 / 244
Prior Transfer Date	Feb 15, 2023
Prior Transfer Doc	0064080244
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	5680 MACKALL RD, SAINT LEONARD, MD 20685-2392
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5680 MACKALL RD, SAINT LEONARD, MD 20685-2392

Mortgage

Document Number	0068170060
Date	Nov 13, 2025
Book Page	6817/60

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

March 2023:

Jurisdiction	CALVERT MD
Recording Date	Mar 8, 2023
Property Address	5680 MACKALL RD, SAINT LEONARD, MD 20685-2392
Document Number	0064080244
Book / Page	6408 / 244
Map Reference	MB ABE 2 PG 327
Instrument Date	Feb 15, 2023
Record Updated	Mar 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5680 MACKALL RD, SAINT LEONARD, MD 20685-2392

Mortgage

Document Number	0006408248
Date	Mar 8, 2023
Instrument	6408/248

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5680 Mackall Rd was $4,897 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,500 (+6.74%) Land $143,000 Building $319,500	$462,500 (-) Land $143,000 Building $319,500
2025	$4,897.00 Homeowner's exemption	$433,300	$462,500 Land $143,000 Building $319,500
2023	$3,895.00	$374,900 Land $143,000 Building $231,900	$374,900 Land $143,000 Building $231,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5680 Mackall Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5680 Mackall Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 87% of Maryland
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mackall Rd

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