5680 Cliff Ct, Willoughby, OH 44094 Property Records

Lake County property record for 5680 Cliff Ct, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,376 sqft · built 1973
Lot Size	0.214 acres (9,300 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,456 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-003-A-00-028-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-003-A-00-028-0`
Alternative APN	`113`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,300 sqft (0.214 acres)
Lot Dimensions	100 ft deep x 93 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	120 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5680 CLIFF CT
City	WILLOUGHBY
State	OH
Zip	44094-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Description	LOT 4 TRACT 11
Legal Subdivision	HALLE ESTATES
Legal Tract	11
Legal Block	3
Legal Lot Number	4
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	3
Census Block	3004
Census Tract	201200

Owner

Source: Lake County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5680 CLIFF CT, WILLOUGHBY, OH 44094-3016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Quit Claim Deed, Transfer · VA Mortgage VILLAGE CAPITAL
Nov 12, 2025	Deed of Trust, Mortgage · VA Mortgage BETTER LENDING LLC
Apr 16, 2024	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 28, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 10, 2020	Quit Claim Deed, Transfer · VA Mortgage CLEARPATH LNDG
Mar 8, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026
Deed Sale	Jul 23, 2026
Prior Sale	Jan 10, 2020
Deed Document Number	202616281
Prior Transfer Date	Jul 9, 2026
Prior Transfer Doc	0000016281
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Jul 23, 2026
Property Address	5680 CLIFF CT, WILLOUGHBY, OH 44094-3016
Document Number	0000016281
Instrument Date	Jul 9, 2026
Instrument	202616281
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	5680 CLIFF CT, WILLOUGHBY, OH 44094-3016

Mortgage

Document Number	0000016282,
Date	Jul 23, 2026
Instrument	202616282

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5680 CLIFF CT, WILLOUGHBY, OH 44094-3016
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5680 CLIFF CT, WILLOUGHBY HILLS, OH 44094-3016

Mortgage

Document Number	0000025312
Date	Nov 12, 2025
Instrument	2025R025312

Lender

Name	BETTER LENDING LLC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60195

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5680 CLIFF CT, WILLOUGHBY, OH 44094-3016
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5680 CLIFF CT, WILLOUGHBY, OH 44094-3016

Mortgage

Document Number	0000007122
Date	Apr 16, 2024
Instrument	2024R007122

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jan 1, 2050

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5680 CLIFF CT, WILLOUGHBY, OH 44094-3016
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5680 CLIFF CT, WILLOUGHBY, OH 44094-3016

Mortgage

Document Number	0000012163
Date	Jun 28, 2023
Instrument	2023R012163

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Feb 1, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Jan 10, 2020
Property Address	5680 CLIFF CT, WILLOUGHBY, OH 44094-3016
Document Number	0000000770
Instrument Date	Dec 20, 2019
Instrument	770
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5680 CLIFF CT WILLOUGHBY OH 440943016, WILLOUGHBY, OH 44094-3016

Mortgage

Document Number	771
Date	Jan 10, 2020
Instrument	771

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Mar 8, 2019
Property Address	5680 CLIFF CT, WILLOUGHBY, OH 44094-3016
Document Number	0000004730
Instrument Date	Mar 7, 2019
Instrument	4730
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$908.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5680 CLIFF CT WILLOUGHBY OH 440943016, WILLOUGHBY, OH 44094-3016

Mortgage

Document Number	4731
Date	Mar 8, 2019
Instrument	4731

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$88,350 (+12.19%) Land $16,940 Building $71,410	$252,440 (+12.2%) Land $48,410 Building $204,030
2023	$7,456.00 (+97.14%) Homeowner's exemption Senior Citizen's exemption	$78,750 (-) Land $13,790 Building $64,960
2022	$3,782.00 Homeowner's exemption Senior Citizen's exemption	$78,750 Land $13,790 Building $64,960
2021			$225,000 Land $39,410 Building $185,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Breezeline, Verizon.

Nearby Properties on Cliff Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures