Calvert County property record for 5680 Arbor Cir, Saint Leonard, MD 20685
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,728 sqft · built 1976 |
| Lot Size | 0.913 acres (39,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,900 (Jan 2003) |
| Tax Bill | $4,054 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-137417 |
| Primary APN | 01-137417 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,728 sqft Total Area |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 39,750 sqft (0.913 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 137417 |
|---|---|
| Street Address | 5680 ARBOR CIR |
| City | SAINT LEONARD |
| State | MD |
| Zip | 20685-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 20 BLK 6 SEC C FLAG HARBOR HGTS |
| Legal Subdivision | FLAG HARBOR HEIGHTS |
| Legal Block | 6 |
| Legal Lot Number | 20 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 861100 |
5680 Arbor Cir is owned and occupied by an individual who bought it in January 2003.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5680 ARBOR CIR, SAINT LEONARD, MD 20685-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2003 · Amount on File |
| Deed Sale | Jan 24, 2003 · Amount on File |
| Prior Sale | Sep 17, 1986 · Amount on File |
| Deed Document Number | 20032508 |
| Deed Book / Page | 1753 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 5680 ARBOR CIR, SAINT LEONARD, MD 20685-2601 |
| Document Number | 0055240433 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5680 ARBOR CIR ST LEONARD MD 206852601, ST LEONARD, MD 20685-2601 |
| Document Number | 0055240433 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 005524/000433 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2050 |
The 2025 property tax bill for 5680 Arbor Cir was $4,054.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,800 Land $114,500 Building $268,300 | $382,800 Land $114,500 Building $268,300 | |
| 2025 | $4,054.00 | ||
| 2023 | $3,287.00 | $316,400 Land $114,500 Building $201,900 | $316,400 Land $114,500 Building $201,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5680 Arbor Cir in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 122 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 17 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5680 Arbor Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACHES WATER CO-OPERATIVE private · serves 2,000 people · EPA ID MD0040009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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