Ottawa County property record for 568 Wind Drift Ln, Spring Lake, MI 49456
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,186 sqft · built 1972 |
| Lot Size | 2.86 acres (124,848 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,840 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Jan 2009 Line of Credit + 9 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-23-151-024 |
| Primary APN | 70-03-23-151-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,186 sqft Living Area |
| 1st Floor Area | 791 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Condo/Apartment |
| Lot Area | 124,848 sqft |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 568 WIND DRIFT LN |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-2168 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MFR-B |
| Legal Description | UNIT 24 WIND DRIFT CONDOMINIUMS NO 1, AS AMENDED, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 690 PAGE 67, CONDOMINIUM SUBDIVISION PLAN NO 15 SEC 22 & 23 T8N R16W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 22 |
| Legal Subdivision | CONDOMINIUM SUBD |
| Legal Block | 151 |
| Legal Unit | 24 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21100 |
568 Wind Drift Ln, a condominium, is owned and occupied by two individuals who acquired it in November 2017.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2018 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Jan 23, 2009 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage E HOME LOANS CORPORATION |
| Aug 3, 2018 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Apr 1, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 1, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 3, 2018 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Aug 3, 2018 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| May 25, 2018 | Intrafamily Transfer, Transfer |
| Nov 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 30, 2014 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2017 |
| Deed Sale | Nov 10, 2017 |
| Deed Document Number | 201742531 |
| Prior Transfer Date | Sep 16, 2014 |
| Prior Transfer Doc | 20140033901 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20180027339 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018-0027339 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN ELS |
| Name | Verified Name |
|---|
| Document Number | 005771/858 |
|---|---|
| Date | Jan 23, 2009 |
| Book Page | 5771/858 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 21, 2026 |
| Property Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Document Number | 0000011254 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202611254 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Document Number | 0000011254, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202611254 |
| Name | E HOME LOANS CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20180027339 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018-0027339 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 1, 2026 |
| Property Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Document Number | 0000008744 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20268744 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 1, 2026 |
| Property Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Document Number | 0000008743 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20268743 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180027339 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018-0027339 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180027339 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018-0027339 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | May 25, 2018 |
| Property Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Document Number | 20180018356 |
| Instrument Date | May 18, 2018 |
| Instrument | 2018-0018356 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Nov 10, 2017 |
| Property Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Document Number | 20170042531 |
| Map Reference | LB690 PG67 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 2017-0042531 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Not Public Record |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 568 WIND DRIFT LN # 24, 24, SPRING LAKE, MI 49456-2168 |
| Name | Verified Name |
|---|---|
| Address | 400 PINE ST APT 2, 2, SPRING LAKE, MI 49456-2607 |
| Document Number | 20170042532 |
|---|---|
| Date | Nov 10, 2017 |
| Instrument | 2017-0042532 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Sep 30, 2014 |
| Property Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
| Document Number | 20140033901 |
| Instrument Date | Sep 16, 2014 |
| Instrument | 2014-0033901 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 568 WIND DRIFT LN, SPRING LAKE, MI 49456-2168 |
The 2025 property tax bill for 568 Wind Drift Ln was $4,840 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,700 (+20.15%) | $293,400 (+20.15%) | |
| 2025 | $4,840.00 Homeowner's exemption | $122,100 | $244,200 |
| 2023 | $117,000 | $234,000 | |
| 2022 | $4,096.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 568 Wind Drift Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1986–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 568 Wind Drift Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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