568 Wetherby Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 568 Wetherby Terrace Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 1994
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$347,928 (Sep 2025)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24T-34-0204`

Property Details

APN / Parcel Number

Primary APN	`24T-34-0204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	1,822 sqft
1st Floor Area	1,380 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	61 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Balcony Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	568 WETHERBY TERRACE DR
City	BALLWIN
State	MO
Zip	63021-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT THREE LOT 84
Legal Subdivision	WESTBROOKE WOODS PLAT THREE
Legal Lot Number	84
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1000
Census Tract	217944

Owner

568 Wetherby Terrace Dr is owned and occupied by two individuals who bought it in September 2025.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	568 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	Jun 2, 2015 · Amount on File
Deed Document Number	2025406
Prior Transfer Date	Sep 9, 2002
Prior Transfer Doc	0000000380
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	568 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443

Mortgage

Document Number	2024031300177
Date	Mar 13, 2024
Instrument	2024031300177

Lender

Name	US BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63124

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 12, 2025
Property Address	568 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Document Number	2025091200406
Map Reference	MB 314 PG 4
Instrument Date	Sep 11, 2025
Instrument	2025091200406
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	PTA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 ORCHARD TRACE LN, WILDWOOD, MO 63040-1576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443

Mortgage

Document Number	2025091200407
Date	Sep 12, 2025
Instrument	2025091200407

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	2025091700433
Date	Sep 17, 2025
Instrument	2025091700433

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 568 Wetherby Terrace Dr was $4,470, up 17.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,170 (-) Land $27,970 Building $37,200	$343,000 (-) Land $147,200 Building $195,800
2025	$4,470.00 (+17.76%)	$65,170 (+20.26%) Land $27,970 Building $37,200	$343,000 Land $147,200 Building $195,800
2024	$3,796.00 (+0.08%)	$54,190 (-) Land $15,520 Building $38,670
2023	$3,793.00 (+5.68%)	$54,190 (+12.94%) Land $15,520 Building $38,670	$285,200 Land $81,700 Building $203,500
2022	$3,589.00	$47,980 Land $18,640 Building $29,340
2021			$252,500 Land $98,100 Building $154,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 568 Wetherby Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 568 Wetherby Terrace Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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