San Joaquin County property record for 568 Somoa Ln, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1974 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $347,000 (Aug 2020) |
| Tax Bill | $4,573 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-420-320-000 |
| Primary APN | 196-420-320-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,700 sqft (0.154 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Old Parcel Number | 196-420-32 |
|---|---|
| Street Address | 568 SOMOA LN |
| City | LATHROP |
| State | CA |
| Zip | 95330-9122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAWN DEC-30-1992 FROM ORIGINAL APN 195-350-32 |
| Legal Subdivision | LATHROP VILLAGE HOMES 07 |
| Legal Block | 1 |
| Legal Lot Number | 239 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 5129 |
568 Somoa Ln is owned and occupied by an individual who bought it in August 2020.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 568 SOMOA LN, LATHROP, CA 95330-9122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Nov 7, 2023 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| Aug 5, 2020 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2020 · Amount on File |
| Deed Sale | Aug 5, 2020 · Amount on File |
| Deed Document Number | 202096233 |
| Prior Transfer Date | Dec 19, 2006 |
| Prior Transfer Doc | 0000267411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 1, 2026 |
| Property Address | 568 SOMOA LN, LATHROP, CA 95330-9122 |
| Document Number | 0000049728 |
| Instrument Date | May 25, 2026 |
| Instrument | 202649728 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 568 SOMOA LN, LATHROP, CA 95330-9122 |
| Document Number | 0000049728, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202649728 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 568 SOMOA LN, LATHROP, CA 95330-9122 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 568 SOMOA LN, LATHROP, CA 95330-9122 |
| Document Number | 0000091554 |
|---|---|
| Date | Nov 7, 2023 |
| Instrument | 2023-091554 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 6, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 5, 2020 |
| Property Address | 568 SOMOA LN, LATHROP, CA 95330-9122 |
| Document Number | 0000096233 |
| Map Reference | VOL 20 PG 78 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 2020-096233 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 568 SOMOA LN, LATHROP, CA 95330-9122 |
| Document Number | 0000096234 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 2020-096234 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 568 Somoa Ln was $4,573, up 0.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,573.00 (+0.93%) | ||
| 2025 | $4,531.00 | $375,601 Land $97,418 Building $278,183 | |
| 2023 | $4,423.00 (+1.47%) | $361,018 Land $93,636 Building $267,382 | $414,720 |
| 2022 | $4,359.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 568 Somoa Ln in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 568 Somoa Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.
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