568 Frog Level Rd, Gray (Johnson City), TN 37615 Property Records

Washington County property record for 568 Frog Level Rd, Gray, TN 37615 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,442 sqft · built 1991
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Feb 2024)
Tax Bill	$1,563 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-125.02`

Property Details

APN / Parcel Number

Primary APN	`020-125.02`
Alternative APNs	`1102002012502000` `090020 12502`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,442 sqft Living Area
Gross Area	3,622 sqft
1st Floor Area	1,311 sqft
Basement Area	1,311 sqft
Finished Basement	1,131 sqft
Unfinished Basement	180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	192 sqft
Deck Area	50 sqft
Patio Area	50 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	568 FROG LEVEL RD
City	GRAY
State	TN
Zip	37615-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11
Legal Subdivision	BRUCE ISENBERG
Jurisdiction	WASHINGTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2018
Census Tract	61404

Owner

Source: Washington County records · APN 020-125.02

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	568 FROG LEVEL RD, GRAY, TN 37615-4306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2025	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER CU
Feb 06, 2024	Warranty Deed, Transfer · Conventional Mortgage CONSUMER CU
Aug 03, 2017	Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA
Nov 02, 2020	Warranty Deed, Transfer FC TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 06, 2024 · Amount on Record
Deed Sale	Feb 06, 2024 · Amount on Record
Prior Sale	Nov 02, 2020 · Amount on Record
Deed Document Number	20241694
Deed Book / Page	1150 / 1713
Transfer Doc	0002271907
Record Updated	Jun 08, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	568 FROG LEVEL RD, JOHNSON CITY, TN 37615-4306
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 FROG LEVEL RD, JOHNSON CITY, TN 37615-4306

Mortgage

Document Number	0011831043
Date	Mar 04, 2025
Book Page	1183/1043
Instrument	25003207

Lender

Name	CONSUMER CU
Type	Credit Union
Address	JOHNSON CITY, TN 37601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 04, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 01, 2035
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	5-Year TN
Margin	2
Max Rate	11.7%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON TN
Recording Date	Feb 06, 2024
Property Address	568 FROG LEVEL RD, JOHNSON CITY, TN 37615-4306
Document Number	0011501713
Book / Page	1150 / 1713
Instrument Date	Feb 05, 2024
Instrument	24001694
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	UNKNOWN, TRI CITY TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 FROG LEVEL RD, GRAY, TN 37615-4306

Mortgage

Document Number	0024001695
Date	Feb 06, 2024
Instrument	24001695

Lender

Name	CONSUMER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Feb 01, 2034
Change Frequency	5 Years
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	5-Year TN
Margin	2
Max Rate	13.5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	568 FROG LEVEL RD, GRAY, TN 37615-4306
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9351292
Date	Aug 03, 2017
Book Page	935/1292
Instrument	17012558

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank
Address	JOHNSON CITY, TN 37615

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON TN
Recording Date	Nov 02, 2020
Property Address	568 FROG LEVEL RD, GRAY, TN 37615-4306
Document Number	10353134
Book / Page	001035 / 003134
Instrument Date	Nov 02, 2020
Instrument	20026
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	FC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 PINEHURST CT NEWARK OH 430559418, NEWARK, OH 43055-9418

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,563.00	$91,375 (+80.67%) Land $13,575 Building $77,800	$365,500 (-) Land $54,300 Building $311,200
2024	$1,563.00 (+43.79%)		$365,500 (+80.67%) Land $54,300 Building $311,200
2022	$1,087.00	$50,575 Land $10,475 Building $40,100	$202,300 Land $41,900 Building $160,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (47179C), updated January 25, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471790614042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	About 1 in 855 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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