Adams County property record for 568 E Water St, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,296 sqft · built 1908 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,000 (Sep 2020) |
| Tax Bill | $1,262 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-33-401-035.000-010 |
| Primary APN | 01-08-33-401-035.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 2,296 sqft |
| Basement Area | 192 sqft |
| Unfinished Basement | 192 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,160 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00320938937 |
|---|---|
| Street Address | 568 E WATER ST |
| City | BERNE |
| State | IN |
| Zip | 46711-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHN SPRUNGER'S OUTLOT 5 E 60' N/2 & JOHN SPRUNGER'S OUTLOT 6 W 72' N/2 |
| Legal Lot Number | 5,6 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 30600 |
568 E Water St is owned and occupied by an individual who bought it in September 2020.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 568 E WATER ST, BERNE, IN 46711-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO |
| Jun 19, 2019 | Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2020 · Amount on File |
| Deed Sale | Sep 23, 2020 · Amount on File |
| Prior Sale | Jun 19, 2019 · Amount on File |
| Deed Document Number | 20204691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Sep 23, 2020 |
| Property Address | 568 E WATER ST, BERNE, IN 46711-1235 |
| Document Number | 2020004691 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 2020004691 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 2020004692 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020004692 |
| Name | RUOFF MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Jun 19, 2019 |
| Property Address | 568 E WATER ST, BERNE, IN 46711-1235 |
| Document Number | 2019002237 |
| Instrument Date | May 15, 2019 |
| Instrument | 2019002237 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2019002238 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2019002238 |
| Name | RUOFF MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 568 E Water St was $1,262 with a homeowner's exemption, down 1.2% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,262.00 (-1.17%) Homeowner's exemption | $140,300 Land $15,800 Building $124,500 | $140,300 Land $15,800 Building $124,500 |
| 2024 | $1,277.00 (-2.37%) | ||
| 2023 | $1,308.00 (+15.65%) | $117,400 (+4.45%) Land $15,800 Building $101,600 | $117,400 (+4.45%) Land $15,800 Building $101,600 |
| 2022 | $1,131.00 | $112,400 Land $15,800 Building $96,600 | $112,400 Land $15,800 Building $96,600 |
| 2020 | $958.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 568 E Water St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 568 E Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Watch TV Fiber · Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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