Black Hawk County property record for 5678 Summerland Dr, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,292 sqft · built 2009 |
| Lot Size | 0.245 acres (10,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (May 2010) |
| Tax Bill | $5,426 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-13-427-042 |
| Primary APN | 8813-13-427-042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Basement Area | 1,292 sqft |
| Finished Basement | 1,075 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,680 sqft (0.245 acres) |
| Lot Dimensions | 178 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5678 SUMMERLAND DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERLAND FARMS LOT 32 & SUMMERLAND PARK FIRST ADDITION THE W 59.2 FT OF LOT 67 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 13 |
| Legal Subdivision | SUMMERLAND FARMS |
| Legal Lot Number | 32,67 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 3001 |
5678 Summerland Dr is owned and occupied by two individuals who bought it in May 2010.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5678 SUMMERLAND DR, WATERLOO, IA 50701-9597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2010 · Amount on File |
| Deed Sale | May 12, 2010 · Amount on File |
| Deed Document Number | 201020975 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5678 Summerland Dr was $5,426 with a homeowner's exemption, down 1.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,426.00 (-1.38%) Homeowner's exemption | $276,790 Land $36,940 Building $239,850 | $276,790 Land $36,940 Building $239,850 |
| 2024 | $5,502.00 | ||
| 2023 | $263,860 (+23.59%) Land $36,940 Building $226,920 | $263,860 Land $36,940 Building $226,920 | |
| 2022 | $4,494.00 Homeowner's exemption | $213,490 Land $36,940 Building $176,550 | |
| 2021 | $213,490 Land $36,940 Building $176,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5678 Summerland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5678 Summerland Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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