Henderson County property record for 5677 Howard Gap Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 757 sqft · built 1950 |
| Lot Size | 3.13 acres (136,343 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $304 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9588925076 |
| Primary APN | 9588925076 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 757 sqft Heated Area |
| 1st Floor Area | 532 sqft |
| Basement Area | 532 sqft |
| Unfinished Basement | 532 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 136,343 sqft (3.13 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 201428 |
|---|---|
| Street Address | 5677 HOWARD GAP RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 201428~R2R |
| Legal Description | SR1006 ON HOWARD GAP RD LO TR PH SE BL UN |
| Legal Tract | P |
| Legal Block | 92 |
| Legal Lot Number | 5076 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 930302 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5671 HOWARD GAP RD, FLAT ROCK, NC 28731-7720 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,200 (-2.95%) Land $61,300 Building $20,900 | ||
| 2025 | $304.00 | ||
| 2023 | $84,700 Land $63,800 Building $20,900 | $82,200 Land $61,300 Building $20,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
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