5677 Gerald Brooks Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5677 Gerald Brooks Rd, Baker, FL 32531

Property Summary

Property Type	General Agricultural/Rural
Details	9 bd · 5.5 ba · 5,556 sqft · built 1995
Lot Size	43.3 acres (1,889,197 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-1127-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-1127-6`
Alternative APNs	`04-3N-25-0000-0008-0000` `25N304000000080000`

Interior

Bedrooms	9 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	5,556 sqft Gross Area
1st Floor Area	1,512 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,889,197 sqft (43.3 acres)
Garage Type	Attached
Garage Area	520 sqft
Porch	Finished/Open Porch
Porch Area	210 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5677 GERALD BROOKS RD
City	BAKER
State	FL
Zip	32531-5327
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	NE1/4 OF SE1/4 & E1/2 OF NW1/4 OF SE1/4 LESS CO ACQUIRED R/W LESS 12.66 AC IN SE COR
Legal Range	25W
Legal Township	03N
Legal Section	04
Legal Block	8
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3026
Census Tract	20102

Owner

Source: Okaloosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5677 GERALD BROOKS RD, BAKER, FL 32531-5327
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 24, 2025
Transfer Doc	0003744415
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5677 GERALD BROOKS RD, BAKER, FL 32531-5327
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5677 GERALD BROOKS RD, BAKER, FL 32531-5327

Mortgage

Document Number	0003804617
Date	Mar 17, 2026
Instrument	3804617

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5677 GERALD BROOKS RD, BAKER, FL 32531-5327
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5677 GERALD BROOKS RD, BAKER, FL 32531-5327

Mortgage

Document Number	0035331797
Date	Mar 19, 2021
Book Page	3533/1797
Instrument	3439334

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00 (+8.62%)	$273,535 (+8.25%)	$534,399 (+8.33%) Land $108,520 Building $425,879
2023	$2,296.00 (+2.09%) Homeowner's exemption	$252,693 (+2.96%) Land $24,189 Building $228,504	$493,314 (+7.86%)
2022	$2,249.00 Homeowner's exemption	$245,434 Land $23,939 Building $221,495	$457,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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