5677 Chris Ct, Atwater, CA 95301 Property Records

Merced County property record for 5677 Chris Ct, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,346 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$915,000 (Jul 2022)
Tax Bill	$9,366 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`207-140-025-000`

Property Details

APN / Parcel Number

Primary APN	`207-140-025-000`
Alternative APN	`207-140-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,346 sqft Living Area
Gross Area	749 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Tile
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	749 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Patio Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Old Parcel Number	207-140-025
Street Address	5677 CHRIS CT
City	ATWATER
State	CA
Zip	95301-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PASS EST 2 LOT 11
Legal Subdivision	PASS ESTATE
Legal Lot Number	11
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2008
Census Tract	702

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5677 CHRIS CT, ATWATER, CA 95301-8446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC
Jul 27, 2022	Grant Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Apr 24, 2019	Grant Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Sep 15, 2017	Grant Deed, Transfer · Line of Credit FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	202227670
Prior Transfer Date	Jul 25, 2022
Prior Transfer Doc	0000027671
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jul 27, 2022
Property Address	5677 CHRIS CT, ATWATER, CA 95301-8446
Document Number	0000027671
Map Reference	VOL 42 PG 23&24
Instrument Date	Jul 25, 2022
Instrument	2022027671
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5677 CHRIS CT, ATWATER, CA 95301-8446

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 27, 2022
Property Address	5677 CHRIS CT, ATWATER, CA 95301-8446
Document Number	0000027670
Map Reference	VOL 42 PG 23&24
Instrument Date	Jul 20, 2022
Instrument	2022027670
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5677 CHRIS CT, ATWATER, CA 95301-8446

Mortgage

Document Number	0000027672
Date	Jul 27, 2022
Instrument	2022027672

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5677 CHRIS CT, ATWATER, CA 95301-8446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5677 CHRIS CT, ATWATER, CA 95301-8446

Mortgage

Document Number	0000050600
Date	Dec 30, 2020
Instrument	2020050600

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	09270

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5677 CHRIS CT, ATWATER, CA 95301-8446
Document Number	0000011240
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5677 CHRIS CT ATWATER CA 953018446, ATWATER, CA 95301-8446

Mortgage

Document Number	0000011240
Date	Apr 3, 2020
Instrument	11240

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 24, 2019
Property Address	5677 CHRIS CT, ATWATER, CA 95301-8446
Document Number	0000011647
Instrument Date	Apr 9, 2019
Instrument	11647
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Partial
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5677 CHRIS CT ATWATER CA 953018446, ATWATER, CA 95301-8446

Mortgage

Document Number	11648
Date	Apr 24, 2019
Instrument	11648

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 15, 2017
Property Address	5677 CHRIS CT, ATWATER, CA 95301-8446
Document Number	0000029898
Map Reference	VOL 42 PG 23&24
Instrument Date	Aug 9, 2017
Instrument	2017-029898
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5677 CHRIS CT, ATWATER, CA 95301-8446

Mortgage

Document Number	0000029899
Date	Sep 15, 2017
Instrument	2017-029899

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	McSwain Union Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$905,000 (+1.51%) Land $200,000 Building $705,000
2025	$9,366.00 (+2.91%)	$891,500 (-2.57%) Land $190,000 Building $701,500
2024	$9,101.00 (-5.16%)
2023	$9,596.00 (+42.61%)	$915,000 Land $155,000 Building $760,000
2022	$6,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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