Frederick County property record for 5676 Pebble Dr, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,874 sqft · built 1981 |
| Lot Size | 0.142 acres (6,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Oct 1996) |
| Tax Bill | $4,480 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-541333 |
| Primary APN | 28-541333 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 1,474 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,175 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 541333 |
|---|---|
| Street Address | 5676 PEBBLE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 216 PLAT 4 SECT 1 6175 SQ FT PEBBLE DRIVE |
| Legal Subdivision | FARMBROOK |
| Legal Lot Number | 216 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 751002 |
Source: Frederick County records · APN 28-541333
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5676 PEBBLE DR, FREDERICK, MD 21703-7061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · VA Mortgage PRIORITY LENDING |
| Oct 01, 2025 | Deed of Trust, Mortgage · VA Mortgage PRIORITY 1 LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 1996 · Amount on Record |
| Deed Sale | Oct 08, 1996 · Amount on Record |
| Deed Document Number | 19965827 |
| Deed Book / Page | 2231 / 292 |
| Last Transfer Date | Jun 27, 2006 |
| Transfer Doc | 0061390738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 29, 2026 |
| Property Address | 5676 PEBBLE DR, FREDERICK, MD 21703-7061 |
| Document Number | 1793000285 |
| Book / Page | 17935 / 285 |
| Instrument Date | Jun 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ATLAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 5676 PEBBLE DR, FREDERICK, MD 21703-7061 |
| Document Number | 1793000285, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 17935/285 |
| Name | PRIORITY LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5676 PEBBLE DR, FREDERICK, MD 21703-7061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | TSI TITLE AND ESCROW, SILK TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 5676 PEBBLE DR, FREDERICK, MD 21703-7061 |
| Document Number | 0175360422 |
|---|---|
| Date | Oct 01, 2025 |
| Book Page | 17536/422 |
| Name | PRIORITY 1 LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48152 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,433 (+4.96%) | $440,500 (+14.89%) Land $152,000 Building $288,500 | |
| 2025 | $4,480.00 (+6.04%) Homeowner's exemption | $383,400 (+15%) Land $110,600 Building $272,800 | $383,400 (-) Land $110,600 Building $272,800 |
| 2024 | $4,225.00 (+8.53%) | ||
| 2023 | $3,893.00 Homeowner's exemption | $333,400 | $383,400 Land $110,600 Building $272,800 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 401 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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