5676 Divot Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 5676 Divot Ln, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,145 sqft · built 1986
Lot Size	5.77 acres (251,341 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,285 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-2N-28-0000-00103-0000`

Property Details

APN / Parcel Number

Primary APN	`07-2N-28-0000-00103-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,145 sqft Heated Area
Gross Area	3,445 sqft
1st Floor Area	2,145 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Metal
Lot Area	251,341 sqft (5.77 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	864 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	072N280000001030000
Street Address	5676 DIVOT LN
City	MILTON
State	FL
Zip	32570-7921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM AT SW CORN OF NW4 OF NE4 T H N 8955'16 E 664.04 FT TO POB TH CONT 442.69 FT TH N 00 09'26 E 667.04 FT TH S 89*55' 16 W
Legal Range	28W
Legal Township	02N
Legal Section	07
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1000
Census Tract	10506

Owner

5676 Divot Ln is owned and occupied by two individuals who acquired it in March 2002.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5676 DIVOT LN, MILTON, FL 32570-7921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2002
Deed Sale	Mar 28, 2002
Deed Document Number	0199700845
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5676 DIVOT LN, MILTON, FL 32570-7921
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 E JORDAN ST, PENSACOLA, FL 32503-5454

Mortgage

Document Number	0044520315
Date	Nov 17, 2023
Book Page	4452/315
Instrument	202351787

Lender

Name	AMERICAN BANK
Type	Bank
Address	HAMMOND, LA 70403

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,285.00 (+2.23%) Homeowner's exemption	$136,633 (+2.98%)	$297,637 (+1.26%) Land $18,859 Building $278,778
2023	$1,257.00 (+2.44%) Homeowner's exemption	$132,678 (+2.84%)	$293,920 (+11.52%) Land $18,859 Building $275,061
2022	$1,227.00 Homeowner's exemption	$129,020	$263,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5676 Divot Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5676 Divot Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20