5675 Cedar St, Saint Thomas, PA 17252 Property Records

Franklin County property record for 5675 Cedar St, Saint Thomas, PA 17252

Property Summary

Property Type	Rural Home
Details	2.5 ba · 5,802 sqft
Lot Size	18.9 acres (826,333 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2007)
Tax Bill	$7,256 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`20-M27-15`

Property Details

APN / Parcel Number

Primary APN	`20-M27-15`
Alternative APN	`20-0M27.-015.-000000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,802 sqft Living Area

Exterior

Architectural Style	Colonial
Exterior Material	Brick
Lot Area	826,333 sqft (18.9 acres)
Garage Type	Attached
Garage Area	2,971 sqft
Parking Spaces	10 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5675 CEDAR ST
City	SAINT THOMAS
State	PA
Zip	17252-9327
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	FRANKLIN PA
Township / Civil Division	ST. THOMAS
Census Block Group	5
Census Block	5027
Census Tract	11400

Owner

5675 Cedar St, a rural home, is owned and occupied by an individual who acquired it in September 2015.

Source: Franklin County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5675 CEDAR ST, SAINT THOMAS, PA 17252-9327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC
Feb 26, 2026	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit PATRIOT FCU
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT FCU
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACNB BANK
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit ACNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2007 · Amount on File
Deed Sale	Jul 30, 2007 · Amount on File
Deed Book / Page	3537 / 526
Last Transfer Date	Sep 3, 2015
Transfer Doc	0000017244
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	5675 CEDAR ST, SAINT THOMAS, PA 17252-9327
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5675 CEDAR ST, SAINT THOMAS, PA 17252-9327

Mortgage

Document Number	0000003807
Date	Feb 26, 2026
Instrument	202603807

Lender

Name	NEW ERA LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77077

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	5675 CEDAR ST, SAINT THOMAS, PA 17252-9327
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5675 CEDAR ST, SAINT THOMAS, PA 17252-9327

Mortgage

Document Number	0000003807
Date	Feb 26, 2026
Instrument	202603807

Lender

Name	NEW ERA LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77077

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	5675 CEDAR ST, SAINT THOMAS, PA 17252-9327
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025810
Date	Sep 20, 2021
Instrument	202125810

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 19, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	5675 CEDAR ST, SAINT THOMAS, PA 17252-9327
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020893
Date	Aug 2, 2021
Instrument	202120893

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	5675 CEDAR ST, SAINT THOMAS, PA 17252-9327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	A PLUS SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021193
Date	Nov 8, 2019
Instrument	201921193

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	5675 CEDAR ST, SAINT THOMAS, PA 17252-9327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024544
Date	Dec 26, 2019
Instrument	201924544

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 30, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 5675 Cedar St was $7,256, up 1.2% from the year before.

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	St. Thomas Township
Unified School District	Tuscarora School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,256.00 (+1.23%)	$43,740 Land $3,500 Building $40,240
2025	$7,168.00 (+1.23%)
2024	$7,081.00	$43,740 Land $3,500 Building $40,240
			$43,740 Land $3,500 Building $40,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5675 Cedar St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5675 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar St

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