Lake County property record for 56745 Watson Rd, Saint Ignatius, MT 59865
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 805 sqft · built 1994 |
| Lot Size | 19.8 acres (866,408 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $744,800 (Mar 2025) |
| Tax Bill | $1,748 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R1521497 |
| Primary APN | R1521497 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 805 sqft Living Area |
| 1st Floor Area | 805 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Unfinished Basement | 805 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 866,408 sqft (19.8 acres) |
| Terrain | Rolling |
| Deck Area | 352 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000021128 |
|---|---|
| Street Address | 56745 WATSON RD |
| City | SAINT IGNATIUS |
| State | MT |
| Zip | 59865-9599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | KAKASHE TRACTS, S24, T19 N, R20 W, ACRES 19.89, TR 2 NESE |
| Legal Range | 20W |
| Legal Township | 19N |
| Legal Section | 24 |
| Legal Subdivision | KAKASHE TRACTS |
| Legal Tract | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 940600 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46036 RIVER BREAKS RD, POLSON, MT 59860-8334 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF RONAN |
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN |
| Mar 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK OF RONAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2025 · Amount on Record |
| Deed Sale | Mar 5, 2025 · Amount on Record |
| Deed Document Number | 2025630577 |
| Prior Transfer Date | Jun 26, 2024 |
| Prior Transfer Doc | 0000611448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 56745 WATSON RD, ST IGNATIUS, MT 59865-9599 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000635301 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 635301 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 56745 WATSON RD, ST IGNATIUS, MT 59865-9599 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 56745 WATSON RD, ST IGNATIUS, MT 59865-9599 |
| Document Number | 0000635300 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 635300 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Mar 5, 2025 |
| Property Address | 56745 WATSON RD, ST IGNATIUS, MT 59865-9599 |
| Document Number | 0000630577 |
| Instrument Date | Mar 5, 2025 |
| Instrument | 630577 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56745 WATSON RD, SAINT IGNATIUS, MT 59865-9599 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46036 RIVER BREAKS RD, POLSON, MT 59860-8334 |
| Document Number | 0000630578 |
|---|---|
| Date | Mar 5, 2025 |
| Instrument | 630578 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 1, 2026 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Unified School District | St. Ignatius K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,748.00 (+1.27%) | $174,105 (-) | |
| 2025 | $1,726.00 (+1.77%) | $174,105 (+26.27%) | $174,105 (+26.27%) Land $11,045 Building $163,060 |
| 2023 | $1,696.00 | $137,886 | $137,886 Land $11,326 Building $126,560 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
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