Osceola County property record for 5674 Settlingstone Ln, Saint Cloud, FL 34771 · Last verified May 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $460,000 (2026) |
| Tax Bill | $162.00 (2024) |
| Primary APN | 04-25-31-3523-0001-4240 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 5674 SETTLINGSTONE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8496 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | BRIDGEWALK PH 2C PB 35 PGS 66-72 LOT 424 |
| Legal Subdivision | BRIDGEWALK PHASE 2C |
| Legal Lot Number | 424 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43700 |
Source: Osceola County records · APN 04-25-31-3523-0001-4240
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5674 SETTLINGSTONE LN, SAINT CLOUD, FL 34771-8496 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 30, 2026 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PGP TITLE |
| Apr 28, 2025 | Special Warranty Deed, Construction Loan ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Deed Doc Number | 202657222 |
| Deed Book / Page | 6964 / 209 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 30, 2026 |
| Property Address | 5674 SETTLINGSTONE LN, SAINT CLOUD, FL 34771-8496 |
| Document Number | 0000057222 |
| Book / Page | 6964 / 209 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.57222 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5674 SETTLINGSTONE LN, SAINT CLOUD, FL 34771-8496 |
| Investor | Possibly a Property Investor |
| Document Number | 0000057223, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..57223 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 28, 2025 |
| Property Address | 5674 SETTLINGSTONE LN, SAINT CLOUD, FL 34771-8496 |
| Document Number | 0067772231 |
| Book / Page | 6777 / 2231 |
| Map Reference | MB 35 PG 66-72 |
| Instrument Date | Apr 23, 2025 |
| Instrument | 2025053024 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Transfer Tax Data Limited |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,000 Land $90,000 | $90,000 Land $90,000 | |
| 2024 | $162.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 100 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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