56738 Ash Rd, Osceola, IN 46561 Property Records

Elkhart County property record for 56738 Ash Rd, Osceola, IN 46561

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 672 sqft · built 1950
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$184,457 (Jul 2026)
Tax Bill	$1,584 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-05-10-301-014.000-001`

Property Details

APN / Parcel Number

Primary APN	`20-05-10-301-014.000-001`
Alternative APN	`0510301014001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	56738 ASH RD
City	OSCEOLA
State	IN
Zip	46561-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	71.35X610.5-1271.24FT S OF NW COR SW SEC 10 1A
Legal Block	301
Jurisdiction	ELKHART IN
Township / Civil Division	BAUGO
Census Block Group	2
Census Block	2033
Census Tract	1402

Owner

56738 Ash Rd is owned and occupied by an individual who bought it in July 2026.

Source: Elkhart County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	56738 ASH RD, OSCEOLA, IN 46561-9659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jul 16, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	Dec 13, 2024 · Amount on File
Deed Document Number	202613027
Prior Transfer Date	Dec 11, 2024
Prior Transfer Doc	0000000749
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jul 16, 2026
Property Address	56738 ASH RD, OSCEOLA, IN 46561-9659
Document Number	0000013027
Instrument Date	Jul 6, 2026
Instrument	202613027
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56738 ASH RD, OSCEOLA, IN 46561-9659

Mortgage

Document Number	0000013028,
Date	Jul 16, 2026
Instrument	202613028

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jul 16, 2026
Property Address	56738 ASH RD, OSCEOLA, IN 46561-9659
Document Number	0000013027
Instrument Date	Jul 6, 2026
Instrument	202613027
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56738 ASH RD, OSCEOLA, IN 46561-9659

Mortgage

Document Number	0000013028,
Date	Jul 16, 2026
Instrument	202613028

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Baugo Township
Unified School District	Baugo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,200 (+11.33%) Land $26,900 Building $73,300	$100,200 (+11.33%) Land $26,900 Building $73,300
2024	$1,584.00	$90,000 (+5.51%) Land $26,900 Building $63,100	$90,000 (+5.51%) Land $26,900 Building $63,100
2023		$85,300 (+8.66%) Land $26,900 Building $58,400	$85,300 (+8.66%) Land $26,900 Building $58,400
2022	$2,152.00	$78,500 Land $26,900 Building $51,600	$78,500 Land $26,900 Building $51,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 56738 Ash Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 56738 Ash Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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