5671 Zoe Ln, Frederick, MD 21704 Property Records

Frederick County property record for 5671 Zoe Ln, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,682 sqft · built 2020
Lot Size	0.136 acres (5,943 sqft)
Owner	Individual Name on File
Last Sale	$497,630 (Jun 2020)
Tax Bill	$6,209 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-599036`

Property Details

APN / Parcel Number

Primary APN	`09-599036`
Alternative APN	`599036`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,682 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 2020
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,943 sqft (0.136 acres)
Garage Type	Built-in
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	599036
Street Address	5671 ZOE LN
City	FREDERICK
State	MD
Zip	21704-7554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 PHASE 1B 5,943 SQ FT PRESERVE AT LONG BRANCH
Legal Subdivision	PRESERVE/LONG BRANCH PH 18
Legal Phase	5,1B
Legal Lot Number	15
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1007
Census Tract	751904

Owner

5671 Zoe Ln is owned and occupied by an individual who bought it in June 2020.

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5671 ZOE LN, FREDERICK, MD 21704-7554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage DHI MTG
Jun 15, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG
Dec 12, 2019	Grant Deed, Transfer RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Dec 12, 2019 · Amount on File
Deed Document Number	0001381355
Deed Book / Page	13813 / 55
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5671 ZOE LN, FREDERICK, MD 21704-7554
Document Number	0139270370
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5671 ZOE LN FREDERICK MD 217047554, FREDERICK, MD 21704-7554

Mortgage

Document Number	0139270370
Date	Jul 27, 2020
Book Page	013927/000370

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 15, 2020
Property Address	5671 ZOE LN, FREDERICK, MD 21704-7554
Document Number	0138130055
Book / Page	013813 / 000055
Instrument Date	May 26, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5671 ZOE LN FREDERICK MD 217047554, FREDERICK, MD 21704-7554

Mortgage

Document Number	138130065
Date	Jun 15, 2020
Book Page	013813/000065

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 12, 2019
Property Address	5671 ZOE LN, FREDERICK, MD 21704-7554
Document Number	0133970172
Book / Page	013397 / 000172
Instrument Date	Nov 5, 2019
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$4,985.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	181 HARRY S TRUMAN PKWY #250 ANNAPOLIS MD 214017577, 250, ANNAPOLIS, MD 21401-7577

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,209.00 Homeowner's exemption	$528,267	$555,800 Land $140,200 Building $415,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5671 Zoe Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5671 Zoe Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Zoe Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures