5670 Cactus Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 5670 Cactus Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,182 sqft · built 1988
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2022)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5050-0230-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5050-0230-0110`
Alternative APNs	`00473179` `473179`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,196 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	418 sqft

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Patio Area	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00473179
Street Address	5670 CACTUS CIR
City	SPRING HILL
State	FL
Zip	34606-5515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 5 BLK 230 LOT 11
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 5
Legal Block	230
Legal Lot Number	11
Legal Unit	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3022
Census Tract	41401

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5670 CACTUS CIR, SPRING HILL, FL 34606-5515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 7, 2017	Warranty Deed, Transfer · Conventional Mortgage COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	0042271390
Deed Book / Page	4227 / 1390
Last Transfer Date	Oct 7, 2022
Transfer Doc	0042271390
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 7, 2022
Property Address	5670 CACTUS CIR, SPRING HILL, FL 34606-5515
Document Number	0042271390
Book / Page	4227 / 1390
Map Reference	MB 7 PG 96-107
Instrument Date	Oct 3, 2022
Instrument	2022073831
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7638 LANDMARK DR, SPRING HILL, FL 34606-6413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 MEADOW DR, TURNER, ME 04282-4265

Mortgage

Document Number	0042271392
Date	Oct 7, 2022
Instrument	4227/1392

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 7, 2017
Property Address	5670 CACTUS CIR, SPRING HILL, FL 34606-5515
Document Number	0034760954
Book / Page	3476 / 0954
Map Reference	MB7 PG96-107
Instrument Date	Jun 2, 2017
Instrument	2017032212
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHELSEA TITLE OF THE NATURE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$829.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7075 CROSS COUNTY RD # 40729, 7075, NORTH CHARLESTON, SC 29418-3337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5670 CACTUS CIR, SPRING HILL, FL 34606-5515

Mortgage

Document Number	34760955
Date	Jun 7, 2017
Instrument	3476/0955

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,467.00 (+2.71%) Additional exemption filed	$212,253 (+7.34%)	$219,057 (+10.78%) Land $30,500 Building $188,557
2023		$197,747 Land $31,081 Building $166,666
2022	$2,402.00		$197,747 Land $28,000 Building $169,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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