567 West St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 567 West St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,130 sqft · built 1999
Lot Size	1.26 acres (55,230 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Jul 2019)
Tax Bill	$57 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:J-30 B:0075D L:0013`

Property Details

APN / Parcel Number

Primary APN	`M:J-30 B:0075D L:0013`
Alternative APN	`GARD M:H32 B:25 L:13`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
Gross Area	2,404 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,230 sqft (1.26 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	567 WEST ST
City	GARDNER
State	MA
Zip	01440-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EDNA L ANDERSON
Legal Block	25
Legal Lot Number	13
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1020
Census Tract	707400

Owner

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	567 WEST ST, GARDNER, MA 01440-1552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WORKERS CU
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Jul 25, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Dec 31, 1999 · Amount on Record
Deed Document Number	201972074
Deed Book / Page	60760 / 175
Transfer Doc	56441-64
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	567 WEST ST, GARDNER, MA 01440-1552
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070383-310
Date	Apr 11, 2024
Book Page	70383/310
Instrument	26225

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	567 WEST ST, GARDNER, MA 01440-1552
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066803-105
Date	Dec 22, 2021
Book Page	66803/105
Instrument	178681

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2041

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	567 WEST ST, GARDNER, MA 01440-1552
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66476-322
Date	Nov 8, 2021
Book Page	66476/322
Instrument	156561

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jul 25, 2019
Property Address	567 WEST ST, GARDNER, MA 01440-1552
Document Number	60760-175
Book / Page	60760 / 175
Instrument Date	Jul 25, 2019
Instrument	72074
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 WEST ST, GARDNER, MA 01440-1552

Mortgage

Document Number	72075
Date	Jul 25, 2019
Instrument	72075

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	567 WEST ST, GARDNER, MA 01440-1552
Document Number	59388-51
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 WEST ST GARDNER MA 014401552, GARDNER, MA 01440-1552

Mortgage

Document Number	59388-51
Date	Sep 12, 2018
Book Page	059388/000051
Instrument	95983

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 11, 2038

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$57.00 (-98.97%)	$399,500 (+8.65%) Land $86,000 Building $313,500	$359,100
2024	$5,512.00 (+2.24%)	$367,700 (+10.02%) Land $78,400 Building $289,300
2023	$5,391.00	$334,200 Land $77,300 Building $256,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Holdings Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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