Essex County and Maplewood Township property record for 567 Prospect St, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 1,992 sqft · built 1910 |
| Lot Size | 0.964 acres (42,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Dec 2009) |
| Tax Bill | $21,587 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00024-08-00282 |
| Primary APN | 11-00024-08-00282 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,992 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 42,001 sqft (0.964 acres) |
| Lot Dimensions | 420 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 05053 |
|---|---|
| Street Address | 567 PROSPECT ST |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-1363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-7 |
| Legal Description | 100X420 |
| Legal Block | 24.8 |
| Legal Lot Number | 282 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 19500 |
Source: Essex County and Maplewood Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 567 PROSPECT ST, MAPLEWOOD, NJ 07040-1363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2009 · Amount on Record |
| Deed Sale | Dec 9, 2009 · Amount on Record |
| Deed Document Number | 20099104007 |
| Deed Book / Page | 12230 / 7426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 567 PROSPECT ST, MAPLEWOOD, NJ 07040-1363 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 567 PROSPECT ST, MAPLEWOOD, NJ 07040-1363 |
| Document Number | 0000060818 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 2023060818 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 567 PROSPECT ST, MAPLEWOOD, NJ 07040-1363 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000088195 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022088195 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9% |
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $899,100 (-) Land $499,400 Building $399,700 | $899,100 (-) Land $499,400 Building $399,700 | |
| 2025 | $21,587.00 (+3.8%) | $899,100 (+33.79%) Land $499,400 Building $399,700 | $899,100 (+33.79%) Land $499,400 Building $399,700 |
| 2024 | $20,796.00 (-12.23%) | ||
| 2023 | $672,000 Land $402,900 Building $269,100 | $672,000 Land $402,900 Building $269,100 | |
| 2022 | $23,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1979–2023) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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