567 Harris St, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 567 Harris St, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,232 sqft · built 1940
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$85,000 (Oct 2005)
Tax Bill$914 (2026)
Deeds & MortgagesJan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN0789-00-49-3723

Property Details

APN / Parcel Number

Primary APN0789-00-49-3723
Alternative APN
  • 555553553

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,232 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeWood
Lot Area19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number555553553
Street Address567 HARRIS ST
CitySPRUCE PINE
StateNC
Zip28777-3150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1153
Legal SubdivisionPROPERTY OF HALE BUCHANAN
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group2
Census Block2020
Census Tract950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address567 HARRIS ST, SPRUCE PINE, NC 28777-3150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2005 · Amount on Record
Deed SaleOct 5, 2005 · Amount on Record
Deed Book / Page423 / 883
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Property Address567 HARRIS ST, SPRUCE PINE, NC 28777-3150
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title CompanySTEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address567 HARRIS ST, SPRUCE PINE, NC 28777-3150

Mortgage

Document Number623/437
DateJan 29, 2021
Book Page623/437
Instrument2021000198
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$914.00$142,900 (-) Land $17,500 Building $125,400
2025$914.00 (+3.86%)$142,900 (+2.22%) Land $17,500 Building $125,400
2023$880.00$139,800 Land $17,500 Building $122,300$139,800 Land $17,500 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRUCE PINE
serves 5,661 people · EPA ID NC0161010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Zito Media
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: Verizon.

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