5669 Gardner Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 5669 Gardner Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,496 sqft · built 1980
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on File
Last Sale	$393,000 (Jun 2019)
Tax Bill	$7,124 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`015-035-005-00`

Property Details

APN / Parcel Number

Primary APN	`015-035-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,496 sqft Living Area
1st Floor Area	2,496 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Lot Area	436,036 sqft (10 acres)
Garage Area	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5669 GARDNER RD
City	METAMORA
State	MI
Zip	48455-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	SEC 35, T6N R10E. COMM N 00-30-00 E 684.71 FT [REC 685.4 FT] FROM W 1/4 COR SEC 35; TH EXT ALG W SEC LN N 00-30-00 E 640.1
Legal Range	10E
Legal Township	06N
Legal Section	35
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	3
Census Block	3034
Census Tract	341500

Owner

5669 Gardner Rd is owned and occupied by an individual who acquired it in July 2021.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	5669 GARDNER RD, METAMORA, MI 48455-9334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 25, 2019	Warranty Deed, Transfer A S K SERVICES INC LIBE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Prior Sale	Jun 25, 2019 · Amount on File
Deed Document Number	20193030772
Deed Book / Page	3030 / 772
Last Transfer Date	Jul 30, 2021
Transfer Doc	0032260063
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Aug 4, 2021
Property Address	5669 GARDNER RD, METAMORA, MI 48455-9334
Document Number	0032260063
Book / Page	3226 / 63
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5669 GARDNER RD, METAMORA, MI 48455-9334

Mortgage

Document Number	322665
Date	Aug 4, 2021
Instrument	3226/65

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 25, 2019
Property Address	5669 GARDNER RD, METAMORA, MI 48455-9334
Document Number	0030300772
Book / Page	3030 / 772
Instrument Date	Jun 14, 2019
Instrument	2115
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	A S K SERVICES INC LIBE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 PEBBLE BEACH DR, METAMORA, MI 48455-8778

Tax Assessment & Valuation

The 2025 property tax bill for 5669 Gardner Rd was $7,124 with a homeowner's exemption, up 3.7% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,600 (+8.82%)	$577,200 (+8.82%)
2025	$7,124.00 (+3.74%) Homeowner's exemption	$265,200	$530,400
2024	$6,867.00
2023		$238,200	$476,400
2022	$6,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5669 Gardner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5669 Gardner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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